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About BTN
Investor Relation PPID Career BSN

EDC BTN

Easy Transaction to Develop Business

EDC BTN is an innovative solution for all of your business transactions

EDC BTN

EDC BTN offers an innovative solution to grow business and optimize transactions with various convenient services

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Easy Transaction

Experience the convenience of making purchases or payments at BTN EDC Merchants

Free Admin Fee

Enjoy free administration fee at the initial submission for new merchants

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Accept Various Transactions

Ease of transaction through various types of Visa, MasterCard, Debit BTN, and GPN cards

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Many Reward Programs

Get various attractive reward programs for merchants

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Easy Transaction

Experience the convenience of making purchases or payments at BTN EDC Merchants

Free Admin Fee

Enjoy free administration fee at the initial submission for new merchants

icon-tangan-kartu

Accept Various Transactions

Ease of transaction through various types of Visa, MasterCard, Debit BTN, and GPN cards

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Many Reward Programs

Get various attractive reward programs for merchants

Savings Interest Rate

  • ⓘ Biaya yang dikenakan saat menerima pembayaran melalui QRIS BTN.
  • ⓘ Biaya yang dikenakan kepada nasabah untuk setiap transaksi (transfer/pembayaran tagihan).
  • ⓘ Batasan transaksi, seperti penarikan harian dari rekening bank/limit belanja kartu kredit.

MDR Fee

Service Fee
BTN Debit Card 0,15%
Other Banks Debit Card 1%
VISA/ Mastercard 2% (Negotiable)
View Other Service Fees

Transaction Fee

Service Fee
Pin Reset Rp5.000,-
Regular card replacement fee Rp15.000,-
BTN Suka-suka Debit Card replacement fee Rp75.000,-
View Other Service Fees

Limit Transaksi

Card Type Limit
Reguler Silver Rp10.000.000,-
Reguler Gold Rp25.000.000,-
Reguler Platinum Rp50.000,00
Juara Rp10.000,00
E-BATARAPOS Rp10.000,00

How to Use EDC

  • 1

    Press the MENU button

  • 2

    Select SETTLEMENT

  • 3

    Enter the password, press the OK button

  • 4

    Confirm the regular sale amount, press the OK button

  • 5

    Confirm refund amount, press the OK button

  • 6

    Print sales draft (Merchant Copy, Customer Copy, and Bank)

  • 1

    Press the MENU button

  • 2

    Select VOID

  • 3

    Enter the password, press the OK button

  • 4

    Enter Trace Number, press OK

  • 5

    Confirm card number, press the OK button

  • 6

    Confirm the transaction amount that will be voided, press the OK button

  • 7

    Print sales draft

  • 1

    Press the MENU button

  • 2

    Select SALE

  • 3

    Enter the payment amount and tip (tip is optional)

  • 4

    Confirm the payment amount, press the OK button

  • 5

    Insert debit/credit card

  • 6

    Confirm card number, press the OK button

  • 7

    Confirm the payment amount, press YES for the PIN

  • 8

    Enter PIN

  • 9

    Transaction Completed. Please remove the card from the EDC machine and get your receipt as transaction proof

Find Answers to Your Questions

What is EDC BTN?

EDC BTN is an Electronic Data Capture service issued by Bank BTN to optimize payment transactions at merchants with various promos and excellent services.

How much does it cost to get EDC BTN?

There is no fee charged to merchants because merchants are only charged MDR (Merchant Discount Rate) for each transaction with the following conditions:
- Debit On Us 0.15%
- Debit Off Us 100%
- Credit 2.00%

What types of transactions can be accepted by EDC BTN?

EDC BTN accepts debit and credit card transactions with GPN, VISA, and Mastercard logos.

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BTN is licensed and supervised by the Financial Services Authority (OJK) & Bank Indonesia and is a member of the Deposit Insurance Corporation (LPS) guarantee.
The maximum deposit value guaranteed by LPS per customer per bank is IDR 2 billion.
To find out the Guaranteed Interest Rate, please access here.