USD 14,818.00 0.00
JPY 117.00 0.01
GBP 18,074.00 0.01
AUD 10,607.00 0.00
HKD 2,041.00 0.00
SGD 10,902.00 0.00
EUR 15,247.00 0.01
MYR 3,482.00 0.00
SAR 4,147.00 0.00
CNY 2,295.00 0.00
Currency Purchasing Price Selling Price
  • USD 14,568.00 14,818.00
  • JPY 105.00 117.00
  • GBP 17,567.00 18,074.00
  • AUD 10,321.00 10,607.00
  • HKD 1,709.00 2,041.00
  • SGD 10,518.00 10,902.00
  • EUR 14,896.00 15,247.00
  • MYR 3,123.00 3,482.00
  • SAR 3,678.00 4,147.00
  • CNY 2,058.00 2,295.00
BTN Contact Us

BTN Solusi

BTN Solusi program is a program that provides solutions for agencies or institutions to manage payroll/salary savings from their employees while providing various benefits that can support financial needs for agencies and employees. The benefits obtained by employees include:

Payroll Savings
  • Initial deposit Rp. 0,- or from payment of employee salaries;
  • Low Administration Fee;
  • Equipped with a BTN Debit Card that can be used at all Bank BTN ATMs, ATM Bersama, Link, VISA, Prima, Plus, NEPS and ALTO as well as for shopping and other payments at merchants- merchants bearing the VISA logo worldwide;
  • Has SMS Notification, Mobile Banking and Internet Banking facilities.
  • Connected to 53,000 ATMs (ATM LINK) free cash withdrawal (free)
  • Can join the Batara Spekta loyalty program where points can be exchanged into e-vouchers, auctions or sweepstakes.

FLPP Subsidized Mortgage Facility

It is a government program mortgage facility.

  • Minimum down payment 1% (one percent).
  • Interest rate from 5% p.a.
  • The maximum credit period is 20 years.
  • Get an Advance Assistance of Rp. 4 million from the Government.
  • The selling price of the house is determined by the Government (the selling price of the Subsidized Mortgage House follows the Regulation of the Minister of Public Works and Public Housing).
KPR/KPA BTN Platinum (Non-Subsidized)
  • Deposit starts from 0% (zero percent)
  • Cheap interest rates starting at 6% fixed 3 years
  • Can also be bundled with the Zero KPR feature (free principal installments) for the first 2 (two) years so that you only pay interest in installments.
  • KPR/KPA Take Over Bank BTN (transfer of KPR/KPA from another bank) with marketing gimmick:
    • The interest rate follows the promo interest rate.
    • Free provision, administration and appraisal fees.
  • KPR/KPA Gaeesss for Millenials specifically for ages 21 to SD. 35 years with ease:
    • The interest rate follows the promo interest rate.
    • Precipitation free
  • The maximum term of the mortgage loan is 30 years.
Kredit Agunan Rumah (KAR)

The KAR facility is a credit facility provided by Bank BTN to facilitate prospective debtors in meeting all consumptive needs, whether for home renovation, education, worship, business, investment, shopping, or other uses. .

  • Promotional Interest Rate
    • 8.00% fixed 2 years
    • 8.50% fixed 3 years
  • Credit Term up to 15 years.
  • 50% off provision and 50% Admin
  • Maximum financing up to 75% of the estimated price of the collateral (house). 
Kredit Ringan (KRING) BTN

BTN Light Loans (Kring BTN) are loans with light installments for employees of companies/agencies without collateral, only by submitting your Employee Decree.  

  • Maximum credit limit is up to IDR 500 million.
  • Credit period up to 15 years (not exceeding retirement age).
  • Provision fee 50% discount and administrative fee 50% discount
  • Kring Interest Rate from 0.50% p.m. Flats

Online Submission

Bank BTN provides a special property portal in the form of the BTN Properti website which can be accessed via and BTN Properti Mobile App (Play Store and App Store), where prospective debtors can ask directly about KPR / KPA through online chat media, simulate mortgage / KPA installments, find out the locations of housing or apartments according to with what you want, and make online submissions easily, anytime, and anywhere.  Get 50% discount on provision fees and free administration by submitting online.