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Kredit Konstruksi Bank BTN as a Building Construction Solution
Building Refinancing is now easy to achieve, Kredit Konstruksi Bank BTN aimed to offer various building solutions for your property construction with many conveniences and benefits
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Kredit Kontruksi Bank BTN
Credit facility that gives you the ease to develop horizontal building construction and vertical building/high rise building including its facilities and infrastructure
Term of period based on project scale and / or return of projection
To financing the construction of horizontal and vertical building projects
Disbursement in accordance with the achievement of constructio
Effective interest rate calculation on the daily debit tray
- Provision Fee
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Administrative Fee
Costs may change due to bank’s condition.
Terms and Conditions
- Nature of credit is revolving and revolving
- Maximum credit 80% based on SPK value
- Applicant’s requirement
- A legal entity or a non-legal entity,
- Minimum 1 year experience in the related field,
- Have a good performance, do not have problem loans
Document Completeness
- Individual documents completeness
- Applicant Legality
- Deed of Establishment/Change
- Ministry Of Justice (MOJ) Ratification Deed
- Business legality: TDP,NPWP,SIUP, HO, SIUJK, SKDP, SITU
- Business / Project Legality
- Location Permit
- Approved Site Plan
- IMB
- Proof of Land Authorization
- PLN & PDAM Recommendation
- Water Test Results
- Business/Project Legality
- Financial Report at least 2 years (Audited for application> Rp 10 billion Cash Loan or> Rp 15 billion Cash Loan + Non Cash Loan)
- RAB
- Marketing Data
- Feasibility Study (if Application> Rp25 billion)
- From independent appraisal
- Applicant Legality
- Collateral documents completeness
- Proof of authorization at Construction land
How To Register
- Debtor submits a request to the nearest Branch Office Bank BTN
- Prepared the documents
- Visit the Relationship Management Officer section for more details
- Fill out the form and submit all documents
- Follow all the procedures
