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Solution for Your Dream House
KPR BTN Platinum is designated to help you obtain your dream house, in simple and flexible requirements
5eca8754-391d-49b1-866a-b561ef087b44
Kredit Pemilikan Rumah BTN Platinum
KPR BTN Platinum from Bank BTN for the purpose of purchasing a house from a developer or a non-developer, either for the purchase of a new house or second, the purchase of ready-made house (ready stock) or indent, or takeover credit from another bank
Unlimited Credit Plafond
Term of period up to 30 years
Competitive interest rate
Quick and easy process
Life and fire insurance coverage
In cooperation with many Developer (partners)
| Fixed Period | Interest Rate | Description |
|---|---|---|
| Fixed 2 years | 8.88% |
|
| Fixed 3 years | 8.88% |
|
| Fixed 2 years |
9,49 |
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| Fixed Period | Interest Rate | Remarks |
| Fixed 1 Year | 5.46% | Applies to prospective fixed income consumers from selected developers of Bank BTN |
| Fixed 2 Years | 7.59% | Applies to prospective fixed income consumers who meet the terms and conditions for promotional KPR/KPA interest rates |
| Fixed 3 Years | 8.39% | Applies to prospective fixed income consumers who meet the terms and conditions of promotional KPR/KPA interest rates |
| Fixed 5 Years | 8.99% | Applies to prospective fixed income consumers who meet the terms and conditions of promotional KPR/KPA interest rates |
| Fixed 10 Years | 9.99% | Applies to prospective fixed income consumers who meet the terms and conditions of promotional KPR/KPA interest rates |
| Fixed 15 Years | 10.59% | Applies to prospective fixed income consumers who meet the terms and conditions of promotional KPR/KPA interest rates |
| Fixed 20 Years | 11.59% | Applies to prospective fixed income consumers who meet the terms and conditions of promotional KPR/KPA interest rates |
- Applies to KPR/KPA for financing new and second-hand houses/apartments
- Applicable to all developers, both legal entity and individual developers
- To prospective borrowers who do not meet the terms and/or conditions for promotional interest rates, a Counter Interest Rate will be given in accordance with applicable regulations
| Fixed Rate |
Interest | Description |
|---|---|---|
| Fixed 1 year | 9,00% |
|
- Valid for new KPR / KPA housing / apartment financing
- Valid for all developers both legal entities and individuals
- Non-Fixed Income Debtors must deposit 2x installments during the credit period
- Fixed Income Debtor must settle 1x installments during the credit period
Interest rate promotion valid from 01 January 2019 - 31 March 2019
- Indonesian Citizen with min age 21 or married, has permanent employee/entrepreneur/professional status
- Minimum working age of employees 1 year, minimum length of business 5 years
- Applicant’s age does not exceed 65 years
- Signed credit agreement and APHT
- Installment payments are automatically debited from the applicant's account in Bank BTN
- Individual Documents Requirement
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Document
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Employee
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Entrepreneur
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Professional
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Credit Application Form
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Copy of Applicant’s ID Card
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Copy of Spouse ID Card
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Copy of Family Card
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Copy or marriage or divorce certificate
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Copy of NPWP/annual tax record
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Copy of Appointment of Permanent Employee *
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Original salary slip or income declaration in the previous one month
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Copy of SIUP **
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Copy of TDP**
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Copy of valid Deed of Establishment/Change**
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Copy of MOJ Ratification Deed**
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Company Financial Data
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Copy of License Practice
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Copy of savings account in the previous three months*
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Applicant and spouse photograph (if married)
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* For spouse joint income application, provide documents from both parties
** For Entrepreneur and business entity
- Guarantee Documents Requirement
- Copy of HM/ HGB/Strata Title certificate
- Copy of building permit (IMB)
- Copy of HM/ HGB/Strata Title certificate
- Apply for (KPR) BTN Platinum credit to the nearest Branch Office Bank BTN
- Fill out the application form
- Complete all (KPR) BTN Platinum application files and submit to Officer of Loan Service at the Branch Office
- If you have obtained credit approval, immediately prepare the credit realization cost on the applicant's savings account
- Signing of credit agreement and APHT
