USD 14,818.00 0.00
JPY 117.00 0.01
GBP 18,074.00 0.01
AUD 10,607.00 0.00
HKD 2,041.00 0.00
SGD 10,902.00 0.00
EUR 15,247.00 0.01
MYR 3,482.00 0.00
SAR 4,147.00 0.00
CNY 2,295.00 0.00
Currency Purchasing Price Selling Price
  • USD 14,568.00 14,818.00
  • JPY 105.00 117.00
  • GBP 17,567.00 18,074.00
  • AUD 10,321.00 10,607.00
  • HKD 1,709.00 2,041.00
  • SGD 10,518.00 10,902.00
  • EUR 14,896.00 15,247.00
  • MYR 3,123.00 3,482.00
  • SAR 3,678.00 4,147.00
  • CNY 2,058.00 2,295.00
BTN Contact Us

Solution for Your Dream House

KPR BTN Platinum is designated to help you obtain your dream house, in simple and flexible requirements

Kredit Pemilikan Rumah BTN Platinum

KPR BTN Platinum from Bank BTN for the purpose of purchasing a house from a developer or a non-developer, either for the purchase of a new house or second, the purchase of ready-made house (ready stock) or indent, or takeover credit from another bank

Unlimited Credit Plafond

Term of period up to 25 years

Competitive interest rate

Quick and easy process

Life and fire insurance coverage

In cooperation with many Developer (partners)

Masa Fix Suku Bunga Keterangan
Fixed 2 tahun 8,88%
  • Berlaku Untuk Plafond Rp 250 Jt s.d. Rp 1,5 Milyar untuk debitur fixed income
Fixed 3 tahun 8,88%
  • Untuk Nasabah Prioritas Bank BTN atau menggunakan payroll/kolektif ASN/BUMN/TNI-POLRI
Fixed 2 tahun
  • Berlaku Untuk maksimal kredit di bawah Rp 250 Jt


  1. Valid for new KPR / KPA housing / apartment financing
  2. Valid for all developers both legal entities and individuals
  3. To prospective borrowers who do not meet the terms and / or conditions of promotional interest rates, the Counter Rate is given in accordance with applicable regulations
Fixed Rate
Interest Description
Fixed 1 year 10,00%
  • Non-FIxed Income Debtor for all maximum credit
  • Fix Income Debtors with a maximum credit > Rp. 1 Billion
  • And/or debtors who do not meet the KPRKPA promotional terms and conditions


  1. Valid for new KPR / KPA housing / apartment financing
  2. Valid for all developers both legal entities and individuals
  3. Non-Fixed Income Debtors must deposit 2x installments during the credit period
  4. Fixed Income Debtor must settle 1x installments during the credit period

Interest rate promotion valid from 01 January 2019 - 31 March 2019

Terms and Conditions
  • Indonesian Citizen with min age 21 or married, has permanent employee/entrepreneur/professional status
  • Employee working period min 1 year, business period/profession min 1 year
  • Applicant’s age does not exceed 65 years
  • Signed credit agreement and APHT
  • Installment payments are automatically debited from the applicant's account in Bank BTN
Document Completeness
  • Individual Documents Requirement














Credit Application Form









Copy of Applicant’s ID Card









Copy of Spouse ID Card









Copy of Family Card









Copy or marriage or divorce certificate









Copy of NPWP/annual tax record









Copy of Appointment of Permanent Employee *





Original salary slip or income declaration in the previous one month





Copy of SIUP **





Copy of TDP**





Copy of valid Deed of Establishment/Change**





Copy of MOJ Ratification Deed**





Company Financial Data





Copy of License Practice





Copy of savings account in the previous three months*









Applicant and spouse photograph (if married)








* For spouse joint income application, provide documents from both parties

** For Entrepreneur and business entity


  • Guarantee Documents Requirement
    • Copy of HM/ HGB/Strata Title certificate
    • Copy of building permit (IMB)
How to Register
  • Apply for (KPR) BTN Platinum credit to the nearest Branch Office Bank BTN
  • Fill out the application form
  • Complete all (KPR) BTN Platinum application files and submit to Officer of Loan Service at the Branch Office
  • If you have obtained credit approval, immediately prepare the credit realization cost on the applicant's savings account
  • Signing of credit agreement and APHT