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Savings
- AUD 10,005.00 10,214.00
- CNY 1,978.00 2,202.00
- EUR 15,803.00 16,068.00
- GBP 18,120.00 18,521.00
- HKD 1,630.00 1,949.00
- JPY 124.00 131.00
- MYR 3,283.00 3,624.00
- SAR 3,555.00 3,936.00
- SGD 10,239.00 10,552.00
- USD 13,973.00 14,123.00
Owning an Ideal Apartment at Ease
Owning an ideal apartment within this dynamic city is very easy with Kredit Kepemilikan Apartment BTN which aimed to help to get your dream apartment in a easy and convenience way
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Kredit Pemilikan Apartemen BTN
Kredit Kepemilikan Apartment from Bank BTN is for apartment purchasing needs from developers or non-developers, either for the new or second apartments, the purchase of ready-made apartments (ready stock) or indent, or over credit from other banks
Unlimited credit plafond
Term of period up to 15 years
Competitive interest rate
Life and fire insurance coverage
Free to choose your ideal apartment location
In cooperation with many developer (partners)
- Indonesian Citizen with min age 21 or married, has permanent employee/entrepreneur/professional status
- Employee working period min 1 year, business period/profession min 1 year
- Applicant’s age does not exceed 65 years
- Signed credit agreement and APHT
- Installment payments are automatically debited from the applicant's account in Bank BTN
- Individual Documents Requirement
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Document
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Employee
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Entrepreneur
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Professional
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Credit Application Form
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Copy of Applicant’s ID Card
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Copy of Spouse ID Card
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Copy of Family Card
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Copy or Marriage or Divorce Certificate
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Copy of NPWP/Annual tax record
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Copy of Appointment of Permanent Employee *
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Original salary slip or income declaration in the previous one month
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Copy of SIUP **
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Copy of TDP**
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Copy of valid Deed of Establishment/Change**
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Copy of MOJ Ratification Deed**
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Company Financial Data
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Copy of License Practice
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Copy of savings account in the previous 3 Months*
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Applicant and Spouse Photograph (if married)
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* For spouse joint income application, provide documents from both parties
** For Entrepreneur and business entity
- Guarantee Documents Requirement
- Copy of HM/HGB/Strata Title certificate
- Copy of building permit (IMB)
- Apply for KPA BTN credit to the nearest Branch Office Bank BTN
- Fill out the application form
- Complete all KPA BTN application files and submit to Officer of Loan Service at the Branch Office
- If you have obtained credit approval, immediately prepare the credit realization cost on the applicant's savings account
- Signing in of credit agreement and APHT
