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AUD 10,575.00 0.01
CNY 2,217.00 0.01
EUR 16,583.00 0.01
GBP 18,447.00 0.00
HKD 2,012.00 0.01
JPY 132.00 0.01
MYR 3,631.00 0.01
SAR 4,046.00
SGD 10,711.00 0.01
USD 14,540.00 0.01
Currency Purchasing Price Selling Price
  • AUD 10,364.00 10,575.00
  • CNY 1,995.00 2,217.00
  • EUR 16,319.00 16,583.00
  • GBP 18,055.00 18,447.00
  • HKD 1,693.00 2,012.00
  • JPY 124.00 132.00
  • MYR 3,291.00 3,631.00
  • SAR 3,665.00 4,046.00
  • SGD 10,397.00 10,711.00
  • USD 14,390.00 14,540.00

A Solution to Have Another Building

Enjoy a credit facilities from the Bank BTN, which is the Kredit Kepemilikan Rumah Toko (KP-Ruko) BTN is aimed to help you have to other residential buildings with high benefits and an ease

Kredit Pemilikan Rumah Toko BTN

Kredit Kepemilikan Rumah Toko from Bank BTN is designated for your shop/kiosk purchasing

Unlimited Credit Plafond

Term of period up to 15 years

Competitive interest rate

Quick and easy process

Life and fire insurance coverage

  • Interest rate calculation system is Annuity

Costs may change due to bank’s condition.

Terms and Conditions
  • Indonesian Citizen with min age 21 or married, has permanent employee/entrepreneur/professional status
  • Employee working period min 1 year, business period/profession min 1 year
  • Applicant’s age does not exceed 65 years
  • Signed credit agreement and APHT
  • Installment payments are automatically debited from the applicant's account in Bank BTN
Document Completeness
  • Individual Documents Requirement

 

Document

 

 

Employee

 

 

Entrepreneur

 

 

Professional

 

 

Credit Application Form

 

 

 

 

 

 

 

 

Copy of Applicant’s ID Card

 

 

 

 

 

 

 

 

Copy of Spouse ID Card

 

 

 

 

 

 

 

 

Copy of Family Card

 

 

 

 

 

 

 

 

Copy or Marriage or Divorce Certificate

 

 

 

 

 

 

 

 

Copy of NPWP/Annual Tax Record

 

 

 

 

 

 

 

 

Copy of Appointment of Permanent Employee *

 

 

 



 

Original salary slip or income declaration in the previous 1 Month

 

 

 



 

Copy of SIUP **

 


 

 


 

Copy of TDP**

 


 

 


 

Copy of valid Deed of Establishment/Change**

 


 

 


 

Copy of MOJ Ratification Deed**

 


 

 


 

Company Financial Data

 


 

 


 

Copy of License Practice

 



 

 

 

Copy of savings account in the previous three months*

 

 

 

 

 

 

 

 

Applicant and spouse photograph (if married)

 

 

 

 

 

 

 

* For spouse joint income application, provide documents from both parties

** For Entrepreneur and business entity

 

  • Guarantee Documents Requirement
    • Copy of HM/HGB/Strata Title certificate
    • Copy of building permit (IMB)
How to Register