USD 15,565.00 0.01
JPY 121.00 0.01
GBP 19,158.00 0.00
AUD 10,645.00 0.01
HKD 2,151.00 0.01
SGD 11,601.00 0.01
EUR 16,410.00 0.00
MYR 3,700.00 0.01
SAR 4,341.00 0.01
CNY 2,305.00 0.01
Currency Purchasing Price Selling Price
  • USD 15,315.00 15,565.00
  • JPY 109.00 121.00
  • GBP 18,647.00 19,158.00
  • AUD 10,366.00 10,645.00
  • HKD 1,819.00 2,151.00
  • SGD 11,209.00 11,601.00
  • EUR 16,054.00 16,410.00
  • MYR 3,336.00 3,700.00
  • SAR 3,873.00 4,341.00
  • CNY 2,068.00 2,305.00
BTN Contact Us

Kartu Kredit BTN

We present the BTN Credit Card to provide a variety of flexibility that can provide you with more comfort when transacting around the world as a form of Bank BTN appreciation in meeting the needs of your home.

kantor cabang

Free annual fee for the first 2 years

Easy access to card applications and card services via BTN Credit Card Mobile

Quick approval

Attractive promotions at selected merchants

Download here
Credit Card BTN Promo







Type of Card

Basic (Main Card )

Supplement (Additional Card)


Credit Limit

IDR 2 - 10 Mill

IDR 10 - 40 Mill

IDR 40 - 50 Mill

Combine/ separate utama & kartu tambahan


Membership Fee

IDR 8.000 per Month

IDR 16.000 per Month

IDR 32.000 per Month


Payment Options





Cash Advance

Maximal limit cash advance

Lokasi cash advance

60 % of total limit

Di seluruh cabang Bank BTN atau dengan ATM jaringan Visa


Transfer Blance, bill transfer from another bank credit card to BTN Card

Maximal limit transfer balance

60% of total limit


Card Usage Outlet

All over the world Merchant with Visa logo


Program Merchant:

Purchase of goods through Catalog


Prima Bills :

Various routine bills payment facilities


airport lounge facility


Cicilan / Installment:

A mild installment program or 0% for merchant purchases that work together (period of installment 6,12, 24 months)




Asuransi Prima Proteksi :

Life Insurance


24 Call Center


Type of Assignment




Membership fee (Monthly)

IDR 8.000 (basic)

IDR 5.000 (suppl)

IDR 16.000 (basic)

IDR 10.000 (suppl)

IDR 32.000 (basic)

IDR 20.000 (suppl)

Retail Interest*




Cash Withdrawal Interest*




Terms and Conditions

General Requirement

Age min main credit card holder: 21 Years

Additional card: 17 Years

Type of Work

Private Employee/ BUMN/ PNS/TNI/POLRI



The Completeness of Document


Last month's salary slip/salary certificate/last 1 year SPT


  • What is a BTN Credit Card?

BTN Credit Card is a Credit Card issued by PT Bank Rakyat Indonesia (Persero) Tbk in this case as the "Issuing Bank" in collaboration with PT Bank Tabungan Negara (Persero) Tbk which can be used as a means of payment using a card by selected BTN customers

  • How do I apply for a BTN Credit Card?

BTN credit card applications can be processed by filling out the application form BTN Credit Card Mobile

  • What if the primary cardholder wants to issue additional cards?

Additional card applications can be processed by filling out the BTN credit card application form

  • What are the requirements for applying for an additional Credit Card?
  1. Prospective Additional Credit Card holders aged 17-65 years old
  2. Additional Credit Cards are given to husband/wife, children, parents, siblings and in-laws
  3. Additional credit card types follow the main card type you currently have
  4. Photocopy of the identity of the prospective additional credit card holder (KTP, Passport)
  • What if I change my cellphone number, email data, financial data, address data and other data updates?

Cardholders are required to report the change of mobile phone number to the Issuing Bank call center 14017 / 1500017

  • What is BTN Credit Card Mobile?

BTN Credit Card Mobile is a mobile-based application that can be downloaded on the Google Play Store and Apple Store that makes it easier for prospective and/or cardholders to access BTN Credit Card services, both in submitting and servicing BTN Credit Cards.

  • What should I do with the BTN Credit Card Mobile application if I change my cellphone?

Cardholders are required to re-install the BTN Credit Card Mobile application on a new cellphone/device and the cardholder reactivates it on a new cellphone.

  • How to find out the remaining limit, current month's bill from a BTN credit card on BTN Credit Card Mobile?

Go to the service menu, select Card Info

  • What if the cardholder forgets the password on the BTN Credit Card Mobile?

If you forget your password, you can select "Forgot Password" then enter your username, cellphone number and security question
Type in the new password, then LOGIN with the new password.

  • What are the features in the application on BTN Credit Card Mobile?

BTN Credit Card Application Features

Approval Information Features

Limit Information Features

Card delivery status features

Card Activation Features

Card Mutation Features

Bill History Feature


  • How to get a BTN Credit Card PIN?

Cardholders can obtain a BTN Credit Card PIN by SMS to 3300 in the format of KK (space) PIN (space) First 6 Digits of Card Number # 4 Last Digits of Card Number # Date of Birth (ddmmyyyy format)
Cardholders can obtain a BTN Credit Card PIN. Contact the Issuing Bank 14017/1500017

  • Can all transactions be converted / converted into installments?
  1. All retail transactions with a value above Rp. 1.000.000,- (one million rupiah) can be converted into installments
  2. Not valid for cash withdrawal transactions at ATMs
  3. Maximum submission is 7 days after the transaction is made
  • Do all transactions with BTN Credit Cards get reward points?

BTN Credit Card reward points are given for every Rp. 100.000,- (one hundred thousand rupiah) and multiples thereof for transactions using BTN Credit Cards

  • How to register for e-Statement ?

Make sure the Cardholder has selected the option of sending a billing statement via e-mail when submitting the BTN Credit Card application,
If the Cardholder has not registered the Cardholder's e-mail for sending e-Statements, immediately contact the Issuing Bank Contact 14017/1500017 or SMS to 3300 via the mobile number registered with the Issuing Bank with the format:
KKBRI (space) BS (space) First 6 Digits KK Number # 4 Last Digits KK Number # Date of Birth (ddmmyyyyy format) # E-Mail Address

  • What to do when the Card/Mobile Phone is Lost/Damaged? 

If the Card/Mobile Phone is lost/damaged, the Cardholder must immediately contact the Issuing Bank Contact 14017/1500017 for blocking and/or card replacement.

  • What is a Credit Balance?

Credit balance occurs when the Cardholder makes an overpayment (overpayment) or other reasons that cause the account to have a credit balance



How to Apply BTN Credit Card and Use BTN Credit Card Mobile
Download here