Employment status of at least 1 (one) year for civil servants, BUMN / BUMD, TNI and POLRI or 2 (two) years for private employees.
Having income that according to the Bank able to guarantee continuity of installment payment until the credit is paid off.
Guarantee Document in the form of Original Decision Letter as Permanent Employee.
Have a job and fixed income.
When credit is paid off, applicant’s age does not exceed retirement age in accordance with work place terms.
Make the Cooperation Agreement of Kring BTN with the Instituion / applicant institution.
Tax ID.
Individual Documents Requirement
Individual Documents Requirement
Fill out the Credit Application Form
Copy of Identity Card of the Applicant (and spouse if married)
The latest photograph of the applicant (and spouse if married)
Copy of Family Card
Copy of Marriage Letter/Divorce (if married / divorced)
Copy of savings account of last 3 (three) months
Copy of NPWP/Annual SPT
Original Certificate of permanent appointment of civil servant as PNS/TNI/POLRI/BUMN/BUMD/Private or in accordance with the applicable provisions in each institution/company
Letter of Recommendation from the applicant institution for credit application
Power of Attorney for Salary Reduction (SKPG)
Latest Salary Slip or Income Certificate that has been authorized
Guarantees Document Requirements
Original Decision of Permanent Employee Appointment
How to Register
Make a cooperation agreement between Institution and Bank BTN
The Debtor submits the Credit Application Form and document completeness