USD 14,875.00 0.00
JPY 117.00 0.01
GBP 18,222.00 0.01
AUD 10,605.00 0.00
HKD 2,048.00 0.00
SGD 10,954.00 0.00
EUR 15,377.00 0.00
MYR 3,498.00 0.00
SAR 4,160.00 0.00
CNY 2,305.00 0.01
Currency Purchasing Price Selling Price
  • USD 14,625.00 14,875.00
  • JPY 105.00 117.00
  • GBP 17,712.00 18,222.00
  • AUD 10,319.00 10,605.00
  • HKD 1,716.00 2,048.00
  • SGD 10,568.00 10,954.00
  • EUR 15,024.00 15,377.00
  • MYR 3,138.00 3,498.00
  • SAR 3,693.00 4,160.00
  • CNY 2,068.00 2,305.00
BTN Contact Us

Ease of Getting When Urgent

Need unexpected funds and with a fast process? Kredit Swadana BTN offers the benefits to help you get a fresh cash loan quickly in a critical situation

Kredit Swadana BTN

Kredit Swadana Bank BTN is a credit facility provided to customers who need funds with savings and deposits collateral that deposited in Bank BTN



Unlimited credit plafond

Competitive interest rate

Term of period max up to 1 year and can be renewed

Quick and fast process

Flexible method of payment

Fulfill the needs of funds in a quick time without reducing the savings or deposits in Bank BTN

  • Interest rate calculation system is Effective

Costs may change due to bank’s condition.

Terms and Condition
  • Indonesian Citizen with min age 21 or married, has permanent/entrepreneu/professional status
  • Willing to sign credit and Pawn Agreement
  • Installment payments are automatically debited from the applicant's account in Bank BTN
Individual Documents Completeness





Credit Application Form

Copy of Applicant's ID

Copy of Identity Card of Husband / Wife

Copy of Family Card

Copy of Marriage Letter / Divorce

Copy of Tax ID / annual SPT

Latest photograph of the applicant (and spouse if married)

Proof of Ownership of Savings / Deposits Account

* For the Joint Income of Husband and Wife, Document of Partner must be attached



  • Guarantee of Documents Requirement
    • Deposit or Savings at Bank BTN


Service fee

Process fee


Provision 1%

How to Register
  • Apply for Kredit Swadana to the nearest Branch Office Bank BTN
  • Fill out the application form correctly and completely
  • Complete all BTN Swadana loan application files and submit them to the Loan Service Officer at the Branch Office
  • If you have obtained credit approval, immediately prepare the credit realization cost on the applicant's savings account
  • Signing of credit agreement and pawn certificate