1. Debtor Criteria
   • The debtor has a fixed income.
   • Minimum 1 year tenure.
   • Age range is from 21 years old to 21 years old. 40 years.
2. Maximum credit limit
   • Unlimited (according to the ability of the prospective debtor).
3. Timeframe
   • Maximum 20 years for KPA BTN.
   • Maximum 30 years for KPR BTN.
4. Interest Rate
   • Determined Developer Interest Rate (From 2.47% Fixed Rate 1 Year)
     

     Debtor Criteria	Interest Rate
     	Thn - 1	Thn -2	Thn - 3	Thn - 4	Thn - 5
     Fixed Income	2.47%	5.97%	7.47%	8.97%	10.47%
     Non Fixed Income	Start from 4,29%

     
     
   • Specific Non-Developer Interest Rate (Starting from 4.47% Fixed Rate 1 Year)
     

     Debtor Criteria	Interest Rate
     	Thn - 1	Thn -2	Thn - 3	Thn - 4	Thn - 5
     Fixed Income	4.47%	5.97%	7.47%	8.97%	10.47%
     Non Fixed Income	Mulai 6,29

     
     
5. Advances
   • Start from 0% according to applicable regulations.
6. Promo Period
   • Free Provision and Administration fees for the credit contract period until 31 December 2022.
7. Other terms
   
   • All processing fees can be included in the maximum credit as long as they meet LTV and RPC conditions.
   • This program can be bundled with KPR Zero product (2 years interest only).
   • The program can be bundled with the Graduated Payment Mortgage (GPM) product feature #GakPakeMahal (Super Light Installment with Gradual Increase).

Visit link https://bit.ly/pengajuankprbtn to apply for a KPR BTN Gaess.