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USD 14,473.00 0.00
JPY 132.00
GBP 19,878.00 0.00
AUD 10,469.00 0.01
HKD 2,009.00 0.00
SGD 10,830.00 0.00
EUR 16,552.00 0.00
MYR 3,606.00 0.00
SAR 4,057.00 0.00
CNY 2,377.00 0.00
Currency Purchasing Price Selling Price
  • USD 14,173.00 14,473.00
  • JPY 119.00 132.00
  • GBP 19,267.00 19,878.00
  • AUD 10,150.00 10,469.00
  • HKD 1,670.00 2,009.00
  • SGD 10,401.00 10,830.00
  • EUR 16,115.00 16,552.00
  • MYR 3,232.00 3,606.00
  • SAR 3,577.00 4,057.00
  • CNY 2,129.00 2,377.00
BTN Contact Us

Kredit Kepemilikan Lahan, Facility to Buy and Owning Subsidize Housing

Complete your property financing with Kredit Kepemilikan Lahan which is designated to help you get subsidized residential land


Kredit Pemilikan Lahan

Kredit Pemilikan Lahan presented as a solution for business expansion that is used to build a Simple House/Subsidize whose construction uses the BTN Construction Credit Facility


Maximum financing limit of loan s.d. IDR 5 Billion

Fast and easy process with light credit terms

Maximum credit that can be given 50% of total land purchase cost with subsidy allocation

Maximum credit IDR 2 Billion

Maximum plafond with KMK of IDR 5 billion

Disbursement of s.d 100% of maximum MPA financing

Adjustable interest rate


Costs may change due to bank’s condition.

Terms and Conditions
  • The business should be operating for a minimum of 1 years in the location with the same field
  •  A valid trading license
  • Don’t have a problematics loans with BTN bank or with other banks
  • Min 1 year experienced owner
  • Has obtained net income in the last 1 (one) year
  • Individual Applicant: Minimum age of 21 years or already married
  • Maximum age of 60 years by the time the credit is settled
  • Business entity applicant: Indonesian law based with official member minimum age of  21 years or already married

Document Completeness

Applicant document

Individual

Business entity

Attach applicant and sposeidentifications such as National ID (KTP), Family Card (KK) and Marriage Contract (for those married).

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Deed of establishment and Deed of Last Amendment


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Certificate of income submitted by the local village

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Tax ID

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Business Permit

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Legality of business place

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Business financial records

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Financial statements

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Savings / giro accounts that showing business transactions

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Details of allotment of credit

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Collateral credit

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*terms and Conditions apply



Collateral Documents Requirement
  • The elegibility and results from the financed object
  • Additional collateral such as a fixed asset and movable goods
  • Apply for Kredit Kepemilikan Lahan to the nearest Bank BTN
  • Submit and prepared files
  • Files that have been received will be processed and verified by Bank BTN
  • After passing and approved then the applicant will do the credit agreement
  • Credit Disbursement

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