No need to worry on your productivity financing, business become easy with Kredit UMKM for an ease of micro businesses and home business
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Working capital or investment loans provided by banks to debtors engaged in business fields which according to their scale have the status of micro, small and medium enterprises (MSMEs) to finance productive businesses, which the source of the funds comes from the Bank.
FEATURES | ||
1 | Product Name | Kredit UMKM |
2 | Product Type | Earning Credit |
3 |
Currency |
Rupiah |
4 |
Credit Ceiling |
up to 5 billion |
5 | Term |
According to product terms |
6 |
Administration Fee |
0.25% or a minimum of IDR 250 thousand |
7 |
Provision Fee | 0.75% – 1% |
*) Terms and Conditions apply
Applicant Document |
Individual |
Business Entity |
Attach Applicant and sposeidentifications such as National ID (KTP), Family Card (KK) and Marriage Contract (for those married) |
v |
v |
Deed of establishment and Deed of Last Amendment |
v |
|
|
v |
|
Tax ID |
v |
v |
Business Permit |
v |
v |
Legality of Business Place |
v |
v |
Business Financial Records |
v |
v |
Financial Statements |
v |
v |
Savings/Giro accounts that showing business transactions |
v |
v |
Details of Allotment Credit |
v |
v |
Collateral Credit |
v |
v |
*terms and Conditions Apply