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USD 14,473.00 0.00
JPY 132.00
GBP 19,878.00 0.00
AUD 10,469.00 0.01
HKD 2,009.00 0.00
SGD 10,830.00 0.00
EUR 16,552.00 0.00
MYR 3,606.00 0.00
SAR 4,057.00 0.00
CNY 2,377.00 0.00
Currency Purchasing Price Selling Price
  • USD 14,173.00 14,473.00
  • JPY 119.00 132.00
  • GBP 19,267.00 19,878.00
  • AUD 10,150.00 10,469.00
  • HKD 1,670.00 2,009.00
  • SGD 10,401.00 10,830.00
  • EUR 16,115.00 16,552.00
  • MYR 3,232.00 3,606.00
  • SAR 3,577.00 4,057.00
  • CNY 2,129.00 2,377.00
BTN Contact Us

Kredit UMKM Investasi is a Right Choice to Expand Your Long Term investment

Kredit UMKM Investasi is the right solution for your long-term business financial planning

Kredit UMKM Investasi

Kredit UMKM Investasi is a long-term financing credit in the framework of investment in purchasing capital goods or development, expansion, renewal (renovation) of productive fixed assets 

Maximum financing loan limit up to IDR 5 Billion

The process is quick and easy

Light credit requirement

The procedure of credit withdrawal can be done based on cashflow, aflopend (at once), and account statement

Max period of 5 years for plafond up to IDR 500 Million

Maximum period of 10 years for ceiling > IDR 500 Million up to IDR 5 Billion

  •     Adjustable interest rate

Costs may change due to bank’s condition.

Terms and Conditions
  • The business should be operating for a minimum of 1 years in the location with the same field
  •  A Valid trading license
  • Don’t have a problematics loans with BTN Bank or with other Banks
  • Min 1 year experienced owner
  • Has obtained net income in the last 1 (one) year
  • Individual Applicant: Minimum age of 21 years or already married
  • Maximum age of 60 years by the time the credit is settled
  • Business entity applicant: Indonesian law based with official member minimum age of  21 years or already married
Document Completeness

Applicant Document

Individual

Business Entity

Attach applicant and sposeidentifications such as National ID (KTP), Family Card (KK) and Marriage Contract (for those married)

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Deed of establishment and Deed of Last Amendment

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Certificate of income submitted by the local village

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Tax ID

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Business Permit

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Legality of business place

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Business financial records

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Financial statements

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Savings/Giro accounts that showing business transactions

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Details of Allotment of credit

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Collateral credit

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*tTerms and Conditions apply

 

Collateral Documents Requirement
  • The elegibility and results from the financed object, as well as termin payment of project
  • Additional collateral such as a fixed asset, movable goods and deposits
How to Register
  • Apply for Kredit UMKM Investasi to the nearest Bank BTN
  • Submit and prepared files
  • Files that have been received will be processed and verified by Bank BTN
  • After passing and approved then the applicant will do the credit agreement
  • Credit Disbursement

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