Kredit UMKM Linkage is a credit solution provided by the Bank to the Linkage Institution to support micro, small and medium enterprises
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Kredit KUMKM Linkage is a credit financing provided by the bank to the Linkage Institution (BPR Bank or Cooperative) to be loaned to the micro, small, medium business who have productive businesses and meet the criteria UMKM
FEATURES | ||
1 | Product Name | Kredit UMKM Linkage Program |
2 | Product Type | Earning Credit |
3 |
Currency |
Rupiah |
4 |
Credit Ceiling |
up to 5 billion |
5 | Term |
According to product terms |
6 |
Administration Fee |
0.25% or a minimum of IDR 250 thousand |
7 |
Provision Fee | 0.75% – 1% |
Applicant Documents |
Business Entities |
KTP of the applicant and husband/wife, (KK) Family Card and Marriage/Divorce Certificate |
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Deed of Establishment of the Company up to Last Amendment Deed |
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NPWP (Taxpayer Identification Number) |
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Business Licensing: SIUP, SIUJK, TDP, SITU or Business Information from Kelurahan/Kecamatan or Market Service if the business is in the market |
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Legality of place of business (IMB, proof of land rights/certificate, lease agreement |
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Business financial records |
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Financial statements |
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Savings/giro account showing business transactions |
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Details of credit allocation |
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Credit collateral |
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