Kredit UMKM Modal Kerja Konstruksi

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USD 14,473.00 0.00

JPY 132.00

GBP 19,878.00 0.00

AUD 10,469.00 0.01

HKD 2,009.00 0.00

SGD 10,830.00 0.00

EUR 16,552.00 0.00

MYR 3,606.00 0.00

SAR 4,057.00 0.00

CNY 2,377.00 0.00

USD 14,173.00 14,473.00
JPY 119.00 132.00
GBP 19,267.00 19,878.00
AUD 10,150.00 10,469.00
HKD 1,670.00 2,009.00
SGD 10,401.00 10,830.00
EUR 16,115.00 16,552.00
MYR 3,232.00 3,606.00
SAR 3,577.00 4,057.00
CNY 2,129.00 2,377.00

For your convenience self-managed banking transactions

Kredit UMKM Modal Kerja Konstruksi, Building Development Solutions

For you developer, No need to fear your building development is hampered. With Kredit UMKM Modal Kerja Konstruksi now building your project with much easier

Kredit UMKM Modal Kerja Konstruksi

We are here to provide a capital working loan for construction sector, developer, in order to build constraction for sale

Adequate financing loan limit s.d. IDR 5 Billion

The process is quick and easy

Low credit requirement

Maximum credit that can be given 80%

Timed according to project scale and projection of return

Withdrawal (withdrawal) of credit based on the project or work being done

Interest Rate

Adjustable interest rate

Costs may change due to bank’s condition.

Terms and Condition

The business should be operating for a minimum of 1 years in the location with the same field
A valid trading license
Don’t have a problematics loans with BTN Bank or with other Banks
Min 1 year experienced owner
Has obtained net income in the last 1 (one) year
Individual Applicant: Minimum age of 21 years or already married
Maximum age of 60 years by the time the credit is settled
Business entity applicant: Indonesian law based with official member minimum age of 21 years or already married

Document Completeness

Applicant Document	Individual	Business entity
Attach applicant and sposeidentifications such as National ID (KTP), Family Card (KK) and Marriage Contract (for those married)	v	v
Deed of establishment and Deed of Last Amendment		v
Certificate of income submitted by the local village	v
Tax ID	v	v
Business Permit	v	v
Legality of Business Place	v	v
Business Financial records	v	v
Financial Statements	v	v
Savings/Giro accounts that showing business transactions	v	v
Details of Allotment of Credit	v	v
Collateral Credit	v	v

*terms and Conditions apply

Collateral Documents Requirement

The elegibility and results from the financed object
Additional collateral such as a fixed asset, and movable goods

How to Register

Apply for Kredit UMKM Modal Kerja to the nearest Bank BTN
Submit and prepared files
Files that have been received will be processed and verified by Bank BTN
After passing and approved then the applicant will do the credit agreement
Credit Disbursement

How to Register

Apply for Kredit UMKM Modal Kerja Konstruksi to the nearest Bank BTN
Submit and prepared files
Files that have been received will be processed and verified by Bank BTN
After passing and approved then the applicant will do the credit agreement
Credit Disbursement

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