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Kredit UMKM Modal Kerja Konstruksi, Building Development Solutions
For you developer, No need to fear your building development is hampered. With Kredit UMKM Modal Kerja Konstruksi now building your project with much easier
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Kredit UMKM Modal Kerja Konstruksi
MSME Credit Construction Working Capital is here as a working capital solution for those of you who are engaged in the construction business sector, developers/developers, in financing the development of buildings (residential houses, shop houses, office houses, kiosks). and so on along with the facilities and infrastructure) for sale
Financing up to 5 billion
The process is quick and easy
Low credit requirement
Maximum credit that can be given 80%
Timed according to project scale and projection of return
Withdrawal (withdrawal) of credit based on the project or work being done
| FEATURES | ||
| 1 | Product Name | Kredit UMKM Modal Kerja Konstruksi |
| 2 | Product Type | Earning Credit |
| 3 |
Currency |
Rupiah |
| 4 |
Credit Ceiling |
up to 5 billion |
| 5 | Term |
According to product terms |
| 6 |
Administration Fee |
0.25% or a minimum of IDR 250 thousand |
| 7 |
Provision Fee | 0.75% – 1% |
- The business should be operating for a minimum of 1 years in the location with the same field
- A valid trading license
- Don’t have a problematics loans with BTN Bank or with other Banks
- Min 1 year experienced owner
- Has obtained net income in the last 1 (one) year
- Individual Applicant: Minimum age of 21 years or already married
- Maximum age of 60 years by the time the credit is settled
- Business entity applicant: Indonesian law based with official member minimum age of 21 years or already married
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Applicant Documents |
Individual |
Business Entities |
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KTP of the applicant's husband/wife, Family Card, and Marriage/Divorce Certificate |
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Deed of incorporation up to last amendment deed |
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A certificate of income submitted by the local sub-district |
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NPWP (Taxpayer Identification Number) |
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Business Licensing: SIUP, SIUJK, TDP, SITU or Business Information from Kelurahan/Kecamatan or Market Service if the business is in the market |
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Project Legality (IMB, Location Permit, Certificate etc) |
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Business financial records |
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Financial statements |
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Savings/giro account showing business transactions |
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Details of credit allocation |
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Credit collateral |
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- Apply for Kredit UMKM Modal Kerja Konstruksi to the nearest Bank BTN
- Submit and prepared files
- Files that have been received will be processed and verified by Bank BTN
- After passing and approved then the applicant will do the credit agreement
- Credit Disbursement
