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Kredit Kepemilikan Lahan, Facility to Buy and Owning Subsidize Housing
Complete your property financing with Kredit Kepemilikan Lahan which is designated to help you get subsidized residential land
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Kredit UMKM Modal Kerja Pemilikan Lahan
Land Ownership Credit is here as a solution to purchase new land for business expansion that is used to build simple/subsidized houses whose construction uses the BTN Construction Credit facility
Financing s.d. 5 billion
Fast and easy process
Light credit terms
The maximum credit that can be given is 70% of the total cost of purchasing land (AJB) with the allocation of subsidies
Maximum ceiling with KMK Construction of IDR 5 billion
Disbursement up to 100% of the maximum KPL financing PART TAB
| FEATURES | ||
| 1 | Product Name | Kredit UMKM Modal Kerja Kontraktor |
| 2 | Product Type | Earning Credit |
| 3 |
Currency |
Rupiah |
| 4 |
Credit Ceiling |
s.d. 5 billion with KMK Construction |
| 5 | Term |
According to product terms |
| 6 |
Administration Fee |
0.25% or a minimum of IDR 250 thousand |
| 7 |
Provision Fee | 0.75% – 1% |
*) Terms and conditions apply
- Have a productive business in the category of Micro, Small and Medium Enterprises (MSMEs) and have been running for at least 2 (two) years
- Has a valid business license
- Do not have non-performing loans with Bank BTN or with other Banks
- Completing business legality, project legality and business financial data
- The business has earned a net profit in the last 1 (one) year
- Mandatory allotment for simple housing
- The applicant's Land Ownership Credit must be in the form of a Legal Entity
- For Business Entity applicants: (business entity applicant)
- Indonesian legal entity with a minimum age of 21 (twenty one) years old or married
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Applicant Documents |
Business Entities |
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KTP of the applicant and husband/wife, (KK) Family Card and Marriage/Divorce Certificate |
√ |
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Deed of Establishment of the Company up to Last Amendment Deed |
√ |
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Plan for Housing Project Development Budget |
√ |
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NPWP (Taxpayer Identification Number) |
√ |
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Business Licensing: SIUP, SIUJK, TDP, SITU or Business Information from Kelurahan/Kecamatan or Market Service if the business is in the market |
√ |
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Project Legality (IMB, Location Permit, Certificate etc) |
√ |
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Business financial records |
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Financial statements |
√ |
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Savings/giro account showing business transactions |
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Details of credit allocation |
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Credit collateral |
√ |
- Apply for Kredit Kepemilikan Lahan to the nearest Bank BTN
- Submit and prepared files
- Files that have been received will be processed and verified by Bank BTN
- After passing and approved then the applicant will do the credit agreement
- Credit Disbursement
