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Kredit UMKM Modal Kerja Pola Kemitraan, For Your Business Operations Continuity
With KUMKM Modal Kerja Pola Kemitraan, Contractor can have easiness in financing for the purchase of goods and or services
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Kredit UMKM Modal Kerja Pola Kemitraan
Working capital credit facility provided to suppliers, buyers/distributors or sub-contractors to finance the procurement of goods and/or services or development based on a work contract or Work Order (SPK) for a state-owned company, Non BUMN or Prime Developer
Financing s.d. 5 billion
Fast and easy process
Light credit terms
Credit withdrawals based on recommendations from BUMN/prime developers according to project achievements
Competitive interest rates
Features and Cost
| FEATURES | ||
| 1 | Product Name | Kredit UMKM Modal Kerja Pola Kemitraan |
| 2 | Product Type | Earning Credit |
| 3 |
Currency |
Rupiah |
| 4 |
Credit Ceiling |
up to 5 billion with KMK Construction |
| 5 | Term |
According to product terms |
| 6 |
Administration Fee |
0.25% or a minimum of IDR 250 thousand |
| 7 |
Provision Fee | 0.75% – 1% |
*) Terms and conditions apply
Terms and Conditions
- The business should be operating for a minimum of 1 years in the location with the same field
- A valid trading license
- Don’t have a problematics loans with BTN Bank or with other Banks
- Min 1 year experienced owner
- Has obtained net income in the last 1 (one) year
- Individual Applicant: Minimum age of 21 years or already married
- Maximum age of 60 years by the time the credit is settled
- Business entity applicant: Indonesian law based with official member minimum age of 21 years or already married
Document Completeness
- Termijn payment of the project or work being financed and receivable for payment/work from project provider
- Additional Collateral in the form of Corporate Guarantee from Bouwheer
- Are Business Partners with the Company that is Bouwheer
- Buwheer's recommended business partners
- Experience >1 year as a Business Partner of Bouwheer
How to Register
- Apply for Kredit UMKM Modal Kerja Pola Kemitraan to the nearest Bank BTN
- Submit and prepared files
- Files that have been received will be processed and verified by Bank BTN
- After passing and approved then the applicant will do the credit agreement
- Credit Disbursement
