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Best Solution for you Developer
No need to worry MSME Credit for Renovation Working Capital for you Developers to help with working capital renewal (renovation) and other costs. With MSME Loans for Renovation Working Capital, doing business is easy!
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Kredit UMKM Modal Kerja Renovasi
Working capital credit given to developer (Develoepr) to help with working capital for renewal (renovation) and cost of certificate management (transfer of certificate name) ex. Non-performing loan collateral that has been purchased in cash and paid off
Financing up to 5 billion
Quick and easy process
Easy credit requirements
Helping developers to renovate houses and administer certificates
Competitive interest rate
The time period is adjusted to the estimated project development
Information on Kredit UMKM Modal Kerja Renovasi of Working Capital
- Interest rate adjustable according to terms and conditions
- The disbursement of the financing component for the certificate management fee is made on a reimbursement basis
- First disbursement of Renovation RAB components up to 20%
Costs may change due to bank’s condition.
| FEATURES | ||
| 1 | Product Name | Kredit UMKM Modal Kerja Renovasi |
| 2 | Product Type | Earning Credit |
| 3 |
Currency |
Rupiah |
| 4 |
Credit Ceiling |
s.d. 5 billion |
| 5 | Term |
According to product terms |
| 6 |
Administration Fee |
0.25% or a minimum of IDR 250 thousand |
| 7 |
Provision Fee | 0.75% – 1% |
*) Terms and conditions apply
- Prospective debtors dhi developers are not affiliated with developers in housing projects whose units are former collateral for non-performing loans and have been purchased by prospective debtors
- House units financed for renovation are in one location and/or multiple housing project sites
- IMB (Building Permit) has been issued
- The main collateral for the housing unit being the object to be financed is the land and the building that stands on it
- Additional Collateral in the form of fixed assets, movable objects, and deposits
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Applicant Documents |
Individual |
Business Entities |
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KTP of the applicant's husband/wife, Family Card, and Marriage/Divorce Certificate |
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Deed of Establishment of the Company up to Last Amendment Deed |
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Plan for Housing Project Development Budget |
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√ |
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NPWP (Taxpayer Identification Number) |
√ |
√ |
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Business Licensing: SIUP, SIUJK, TDP, SITU or Business Information from Kelurahan/Kecamatan or Market Service if the business is in the market |
√ |
√ |
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Legality of place of business (IMB, proof of land rights/certificate, lease agreement |
√ |
√ |
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Business financial records |
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√ |
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Financial statements |
√ |
√ |
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Savings/giro account showing business transactions |
√ |
√ |
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Details of credit allocation |
√ |
√ |
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Credit collateral |
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- Apply for kredit UMKM to the nearest Bank BTN
- Submit and prepared files
- Files that have been received will be processed and verified by Bank BTN
- After passing and approved then the applicant will do the credit agreement
- Credit Disbursement
