USD 14,473.00 0.00
JPY 132.00
GBP 19,878.00 0.00
AUD 10,469.00 0.01
HKD 2,009.00 0.00
SGD 10,830.00 0.00
EUR 16,552.00 0.00
MYR 3,606.00 0.00
SAR 4,057.00 0.00
CNY 2,377.00 0.00
Currency Purchasing Price Selling Price
  • USD 14,173.00 14,473.00
  • JPY 119.00 132.00
  • GBP 19,267.00 19,878.00
  • AUD 10,150.00 10,469.00
  • HKD 1,670.00 2,009.00
  • SGD 10,401.00 10,830.00
  • EUR 16,115.00 16,552.00
  • MYR 3,232.00 3,606.00
  • SAR 3,577.00 4,057.00
  • CNY 2,129.00 2,377.00
BTN Contact Us

Kredit Kepemilikan Lahan, Aimed to Help You Acquire and Build a Subsidized Residential Land

Complete your property financing with Kredit Kepemilikan Lahan that aimed to help you acquire and build Subsidized residential land

Kredit Kepemilikan Lahan

Credit facilities that provide convenience to legal entities to purchase subsidized land for housing which the development using BTN KMK construction facilities

Competitive interest rate with other bank

Disbursement up to 100%

Term of Period with Credit Construction period

Effective interest rate calculation on the daily debit balance

  • Provision Fee
  • Administration Fee

Costs may change due to bank’s condition.

Terms and Conditions
  • Max. of Credit
  • Maximal 50% from total purchase amount of subsidized lan
  • Max Credit IDR 7.5 Billion
  • A legal entity or a non-legal entity
  • Minimum 1 year experience in the related field
  • Have a good performance, do not have loans problem
The Completeness of Document
  • Individual documents completeness





Legality of the Applicant





Project legality





Financial Data & others





  • Collateral documents completeness
    • Proof of authorization at Construction land
How To Register
  • Debtor submits a request to the nearest Branch Office Bank BTN 
  • Prepared the documents 
  • Visit the Relationship Management Officer section for more details
  • Fill out the form and submit all documents 
  • Follow all the procedures 

Recommended Article

7/10/2021 5:00:00 PM

BTN Optimizes Digital Banking Facilities fot Facilitating Banking Service Needs during Emergency PPKM

PT Bank Tabungan Negara (Persero) Tbk (BTN) optimizes digital banking services, such as mobile banking, internet banking and ATMs.

10/29/2021 5:00:00 PM

For the sake of Millennials, BTN Releases New KPR BTN Features Gaess for Millennials

The Graduated Payment Mortgage (GPM) feature is a solution for millennials to get lighter installment payments in the first few years with a more competitive loan interest rate calculation.

7/30/2021 5:00:00 PM

BTN Loans Grow Above Industry

Semester I/2021, BTN Credit Grows Above Industry
JAKARTA-Although still under pandemic pressure, PT Bank Tabungan Negara (Persero) Tbk (BTN) continues to record positive growth in lending and financing at the level of 5.59% yoy supported by the growth rate of subsidized mortgages.

12/19/2019 5:00:00 PM

Application for KPR Submission, relaunching KPR for Millennials

Bank BTN launched a special application for KPR submission, relaunching KPR Gaeesss for millennials, and providing various funding products targeting young people. The channeling of Gaeesss KPR has exceeded Rp9.3 trillion.

11/18/2017 5:00:00 PM


Since the program a million houses was rolled out in the year 2015, Bank BTN has distributed financing for 1,44 million housing units. In the economic dynamics within 3 years, Bank Tabungan Negara (Persero)