USD 14,473.00 0.00
JPY 132.00
GBP 19,878.00 0.00
AUD 10,469.00 0.01
HKD 2,009.00 0.00
SGD 10,830.00 0.00
EUR 16,552.00 0.00
MYR 3,606.00 0.00
SAR 4,057.00 0.00
CNY 2,377.00 0.00
Currency Purchasing Price Selling Price
  • USD 14,173.00 14,473.00
  • JPY 119.00 132.00
  • GBP 19,267.00 19,878.00
  • AUD 10,150.00 10,469.00
  • HKD 1,670.00 2,009.00
  • SGD 10,401.00 10,830.00
  • EUR 16,115.00 16,552.00
  • MYR 3,232.00 3,606.00
  • SAR 3,577.00 4,057.00
  • CNY 2,129.00 2,377.00
BTN Contact Us

Kredit Konstruksi Bank BTN as a Building Construction Solution

Building Refinancing is now easy to achieve, Kredit Konstruksi Bank BTN aimed to offer various building solutions for your property construction with many conveniences and benefits

Kredit Kontruksi Bank BTN

Credit facility that gives you the ease to develop horizontal building construction and vertical building/high rise building including its facilities and infrastructure

Term of period based on project scale and / or return of projection

To financing the construction of horizontal and vertical building projects

Disbursement in accordance with the achievement of constructio

Effective interest rate calculation on the daily debit tray
  • Provision Fee
  • Administrative Fee

Costs may change due to bank’s condition.

Terms and Conditions
  • Nature of credit is revolving and revolving
  • Maximum credit 80% based on SPK value
  • Applicant’s requirement
    • A legal entity or a non-legal entity,
    • Minimum 1 year experience in the related field,
    • Have a good performance, do not have problem loans
Document Completeness
  • Individual documents completeness
    • Applicant Legality
      • Deed of Establishment/Change
      • Ministry Of Justice (MOJ) Ratification Deed
      • Business legality: TDP,NPWP,SIUP, HO, SIUJK, SKDP, SITU
    • Business / Project Legality
      • Location Permit
      • Approved Site Plan
      • IMB
      • Proof of Land Authorization
      • PLN & PDAM Recommendation
      • Water Test Results
    • Business/Project Legality
      • Financial Report at least 2 years (Audited for application> Rp 10 billion Cash Loan or> Rp 15 billion Cash Loan + Non Cash Loan)
      • RAB
      • Marketing Data
      • Feasibility Study (if Application> Rp25 billion)
      • From independent appraisal


  • Collateral documents completeness
    • Proof of authorization at Construction land
How To Register
  • Debtor submits a request to the nearest Branch Office Bank BTN 
  • Prepared the documents 
  • Visit the Relationship Management Officer section for more details
  • Fill out the form and submit all documents 
  • Follow all the procedures 

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