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USD 15,000.00 0.01
JPY 108.00 0.01
GBP 18,660.00 0.00
AUD 9,911.00 0.01
HKD 1,964.00 0.01
SGD 11,111.00 0.00
EUR 16,058.00 0.01
MYR 3,329.00 0.00
SAR 4,099.00 0.01
CNY 2,114.00 0.01
Currency Purchasing Price Selling Price
  • USD 14,800.00 15,000.00
  • JPY 106.00 108.00
  • GBP 18,405.00 18,660.00
  • AUD 9,775.00 9,911.00
  • HKD 1,838.00 1,964.00
  • SGD 10,959.00 11,111.00
  • EUR 15,837.00 16,058.00
  • MYR 3,181.00 3,329.00
  • SAR 3,846.00 4,099.00
  • CNY 2,086.00 2,114.00
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KPR BTN Sejahtera for Indonesian Family’s Prosperity

Householding program from the Government aimed at Low-Income Communities (MBR) with low interest rates and easy installments to purchase landed welfare homes and flats built by developers

KPR BTN Sejahtera

KPR Sejahtera BTN is a Subsidized KPR for the FLPP (Housing Financing Liquidity Facility) scheme, which is managed by BP TAPERA with the provision for Low-Income Communities (MBR) in the formal/fixed income employment sector Non-Participants Tapera and the informal/non-fixed income employment sector.

Light advance payment start from 1%

5% fixed interest rate

Term Period until 20 years

Subsidies for advance payment of 4 Million Rupiah * (special House on site)

VAT-Free

Extensive network of partnerships with developers across Indonesia

Terms and Condition
 i. Applicant Requirements
  • WNI at least 21 years old or married, max 65 years old at credit maturity;
  • Maximum earnings: 
    • Not married IDR 6 million
    • Marriage IDR 8 million
  • Papua and West Papua in particular:
    • Unmarried IDR 7.5 million
    • Marriage IDR 10 million
  • Applicant and Spouse do not own a home 
  • Never received a housing subsidy from the government
  • Have a Taxpayer Identification Number (NPWP) Have an Annual Income Tax Return (SPT) for personal income tax 
  • NIK is registered with Dukcapil.
ii. Document Requirements 
  • KTP (applicant and spouse for prospective married debtors);
  • Family Card (KK);
  • Taxpayer Identification Number (NPWP);
  • Book or Marriage Certificate for those who are married or Letter/Divorce Certificate for those who are divorced;
  • Salary slip for the last 3 months;
  • Certificate of employment from the company;
  • Savings account statements for the last 3 months;
iii. Other matters according to the provisions applicable to Bank BTN 
 

 

 

 

Maximum and Terms of Financing
  • In accordance with the selling price of subsidized housing set by the Government
  • Term of up to 20 years
Document Requirements
  1. KTP (applicant and spouse for prospective debtors who are married);
  2. Family Card (KK);
  3. Taxpayer Identification Number (NPWP);
  4. Book or Marriage Certificate for those who are married or Letter/Divorce Certificate for those who are divorced;
  5. Salary Slip for the last 3 months;
  6. Certificate of employment from the company;
  7. Savings account statements for the last 3 months;
How to Register
  • Find the house that you desired through the link www.btnproperti.co.id, info on outlets BTN, property exhibition and so on
  • Completed documents
  • The application files will be processed by bank BTN, such as the Financial Information Service System (SLIK), data verification, and Analysis
  • If the application is approved, the Applicant prepares the sufficiency of the funds in BTN Saving
  • Credit Agreement
  • Credit disbursement

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