Home renovation, education, traveling, Hajj pilgrimage, buy a vehicle or other expenses. It's easy to get with Kredit Agunan Rumah (KAR) BTN, with competitive interest rate along with quick and easy process of submission and disbrusement
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Kredit Agunan Rumah BTN is a credit facility from Bank BTN to provide various consumer needs by pledging the residential/apartment/shop
Categories |
Fixed Period |
Interest Rate |
Debtor Terms |
Debtor Fixed Income |
Fixed Rate |
7.50% |
|
Fixed Rate |
8.25% |
||
Debtor Non Fixed Income |
Fixed Rate |
7.25% |
|
Fixed Rate |
7,75% |
Categories |
Fixed Period |
Interest Rate |
Debtor Terms |
Debtor Fixed Income |
Fixed Rate |
9.00% |
Must have Batara BTN Savings deposit 1x initial installment and use it (Batara BTN Savings) actively |
Fixed Rate |
9.25% |
||
Debtor Non Fixed Income |
Fixed Rate |
9.25% |
|
Fixed Rate |
9.50% |
Institutional KAR Interest Rate (PNS/ASN, TNI, Polri, BUMN/BUMD)
Categories |
Fixed Period |
Interest Rate |
Debtor Terms |
PNS/ASN, TNI, POLRI, BUMN/BUMD |
Fixed Rate |
7.00% |
Must have BTN Batara Savings deposit 1x initial installment and use it (Batara BTN Savings) actively |
Fixed Rate |
7.50% |
Costs may change due to bank’s condition.
Document |
Employee |
Entrepreneur |
Professional |
Credit Application Form |
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Copy of Applicant’s ID Card |
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Copy of Spouse ID Card |
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Copy of Family Card |
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Copy or marriage or divorce certificate |
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Copy of NPWP/annual tax record |
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Copy of Appointment of Permanent Employee * |
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Original salary slip or income declaration in the previous one month |
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Copy of SIUP ** |
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Copy of TDP** |
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Copy of valid Deed of Establishment/Change** |
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Copy of MOJ Ratification Deed** |
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Company Financial Data |
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Copy of License Practice |
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Copy of savings account in the previous three months* |
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Applicant and spouse photograph (if married) |
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* For spouse joint income application, provide documents from both parties
** For Entrepreneur and business entity