USD 15,210.00 0.01
JPY 117.00
GBP 18,728.00 0.00
AUD 10,163.00 0.00
HKD 1,988.00 0.01
SGD 11,445.00 0.00
EUR 16,448.00 0.00
MYR 3,511.00 0.00
SAR 4,150.00 0.00
CNY 2,211.00 0.00
Currency Purchasing Price Selling Price
  • USD 15,010.00 15,210.00
  • JPY 115.00 117.00
  • GBP 18,477.00 18,728.00
  • AUD 10,027.00 10,163.00
  • HKD 1,862.00 1,988.00
  • SGD 11,293.00 11,445.00
  • EUR 16,229.00 16,448.00
  • MYR 3,365.00 3,511.00
  • SAR 3,897.00 4,150.00
  • CNY 2,182.00 2,211.00
BTN Contact Us

Build a Home on Your Own Land at Ease

Enjoy an easy process of Kredit Bangun Rumah BTN savings, which aimed to build a dream home on your own land

Kredit Bangun Rumah BTN

Kredit Bangun Rumah Bank BTN is a credit facility that aimed to help you build a home on your own land

Unlimited Credit Plafond

Term of period up to 10 years

Competitive interest rate

Quick and easy process

Life and fire insurance coverage

  • Interest rate calculation system is Annuity

Costs may change due to bank’s condition.

Terms and Conditions
  • Indonesian Citizen with min age 21 or married, has permanent employee/entrepreneur/professional status
  • Employee working period min 1 year, business period/profession min 1 year
  • Applicant’s age does not exceed 65 years
  • Signed credit agreement and APHT
  • Installment payments are automatically debited from the applicant's account in Bank BTN
Document Completeness
  • Individual Documents Requirement





Credit Application Form

Copy of Applicant’s ID Card

Copy of Spouse ID Card

Copy of Family Card

Copy or marriage or divorce certificate

Copy of NPWP/Annual tax record

Copy of Appointment of Permanent Employee *

Original salary slip or income declaration in the previous 1 Month

Copy of SIUP **

Copy of TDP**

Copy of valid Deed of Establishment/Change**

Copy of MOJ Ratification Deed**

Company Financial Data

Copy of License Practice

Copy of savings account in the previous three months*

Applicant and spouse photograph (if married)


* For spouse joint income application, provide documents from both parties

** For Entrepreneur and business entity

  • Guarantee Documents Requirement
    • Copy of HM/ HGB/Strata Title certificate
    • Copy of building permit (IMB)


How to Register
  • Apply for KP-Ruko BTN credit to the nearest Branch Office Bank BTN
  • Fill out the application form
  • Complete all KP-Ruko BTN application files and submit to Officer of Loan Service at the Branch Office
  • If you have obtained credit approval, immediately prepare the credit realization cost on the applicant's savings account
  • Signing of credit agreement and deed of buy and sell
  • Signing of credit agreement and APHT