Kredit Bangun Rumah BTN

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USD 15,210.00 0.01

JPY 117.00

GBP 18,728.00 0.00

AUD 10,163.00 0.00

HKD 1,988.00 0.01

SGD 11,445.00 0.00

EUR 16,448.00 0.00

MYR 3,511.00 0.00

SAR 4,150.00 0.00

CNY 2,211.00 0.00

USD 15,010.00 15,210.00
JPY 115.00 117.00
GBP 18,477.00 18,728.00
AUD 10,027.00 10,163.00
HKD 1,862.00 1,988.00
SGD 11,293.00 11,445.00
EUR 16,229.00 16,448.00
MYR 3,365.00 3,511.00
SAR 3,897.00 4,150.00
CNY 2,182.00 2,211.00

For your convenience self-managed banking transactions

Build a Home on Your Own Land at Ease

Enjoy an easy process of Kredit Bangun Rumah BTN savings, which aimed to build a dream home on your own land

Kredit Bangun Rumah BTN

Kredit Bangun Rumah Bank BTN is a credit facility that aimed to help you build a home on your own land

Unlimited Credit Plafond

Term of period up to 10 years

Competitive interest rate

Quick and easy process

Life and fire insurance coverage

Interest Rate

Interest rate calculation system is Annuity

Costs may change due to bank’s condition.

Terms and Conditions

Indonesian Citizen with min age 21 or married, has permanent employee/entrepreneur/professional status
Employee working period min 1 year, business period/profession min 1 year
Applicant’s age does not exceed 65 years
Signed credit agreement and APHT
Installment payments are automatically debited from the applicant's account in Bank BTN

Document Completeness

Individual Documents Requirement

Document	Employee	Entrepreneur	Professional
Credit Application Form	✔	✔	✔
Copy of Applicant’s ID Card	✔	✔	✔
Copy of Spouse ID Card	✔	✔	✔
Copy of Family Card	✔	✔	✔
Copy or marriage or divorce certificate	✔	✔	✔
Copy of NPWP/Annual tax record	✔	✔	✔
Copy of Appointment of Permanent Employee *	✔
Original salary slip or income declaration in the previous 1 Month	✔
Copy of SIUP **		✔
Copy of TDP**		✔
Copy of valid Deed of Establishment/Change**		✔
Copy of MOJ Ratification Deed**		✔
Company Financial Data		✔
Copy of License Practice			✔
Copy of savings account in the previous three months*	✔	✔	✔
Applicant and spouse photograph (if married)	✔	✔	✔

* For spouse joint income application, provide documents from both parties

** For Entrepreneur and business entity

Guarantee Documents Requirement
- Copy of HM/ HGB/Strata Title certificate
- Copy of building permit (IMB)

How to Register

Apply for KP-Ruko BTN credit to the nearest Branch Office Bank BTN
Fill out the application form
Complete all KP-Ruko BTN application files and submit to Officer of Loan Service at the Branch Office
If you have obtained credit approval, immediately prepare the credit realization cost on the applicant's savings account
Signing of credit agreement and deed of buy and sell
Signing of credit agreement and APHT

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