USD 15,210.00 0.01
JPY 117.00
GBP 18,728.00 0.00
AUD 10,163.00 0.00
HKD 1,988.00 0.01
SGD 11,445.00 0.00
EUR 16,448.00 0.00
MYR 3,511.00 0.00
SAR 4,150.00 0.00
CNY 2,211.00 0.00
Currency Purchasing Price Selling Price
  • USD 15,010.00 15,210.00
  • JPY 115.00 117.00
  • GBP 18,477.00 18,728.00
  • AUD 10,027.00 10,163.00
  • HKD 1,862.00 1,988.00
  • SGD 11,293.00 11,445.00
  • EUR 16,229.00 16,448.00
  • MYR 3,365.00 3,511.00
  • SAR 3,897.00 4,150.00
  • CNY 2,182.00 2,211.00
BTN Contact Us

A Solution to Have Another Building

Enjoy a credit facilities from the Bank BTN, which is the Kredit Kepemilikan Rumah Toko (KP-Ruko) BTN is aimed to help you have to other residential buildings with high benefits and an ease

Kredit Pemilikan Rumah Toko BTN

Kredit Kepemilikan Rumah Toko from Bank BTN is designated for your shop/kiosk purchasing

Unlimited Credit Plafond

Term of period up to 15 years

Competitive interest rate

Quick and easy process

Life and fire insurance coverage

  • Interest rate calculation system is Annuity

Costs may change due to bank’s condition.

Terms and Conditions
  • Indonesian Citizen with min age 21 or married, has permanent employee/entrepreneur/professional status
  • Employee working period min 1 year, business period/profession min 1 year
  • Applicant’s age does not exceed 65 years
  • Signed credit agreement and APHT
  • Installment payments are automatically debited from the applicant's account in Bank BTN
Document Completeness
  • Individual Documents Requirement














Credit Application Form









Copy of Applicant’s ID Card









Copy of Spouse ID Card









Copy of Family Card









Copy or Marriage or Divorce Certificate









Copy of NPWP/Annual Tax Record









Copy of Appointment of Permanent Employee *





Original salary slip or income declaration in the previous 1 Month





Copy of SIUP **





Copy of TDP**





Copy of valid Deed of Establishment/Change**





Copy of MOJ Ratification Deed**





Company Financial Data





Copy of License Practice





Copy of savings account in the previous three months*









Applicant and spouse photograph (if married)








* For spouse joint income application, provide documents from both parties

** For Entrepreneur and business entity


  • Guarantee Documents Requirement
    • Copy of HM/HGB/Strata Title certificate
    • Copy of building permit (IMB)
How to Register