USD 14,473.00 0.00
JPY 132.00
GBP 19,878.00 0.00
AUD 10,469.00 0.01
HKD 2,009.00 0.00
SGD 10,830.00 0.00
EUR 16,552.00 0.00
MYR 3,606.00 0.00
SAR 4,057.00 0.00
CNY 2,377.00 0.00
Currency Purchasing Price Selling Price
  • USD 14,173.00 14,473.00
  • JPY 119.00 132.00
  • GBP 19,267.00 19,878.00
  • AUD 10,150.00 10,469.00
  • HKD 1,670.00 2,009.00
  • SGD 10,401.00 10,830.00
  • EUR 16,115.00 16,552.00
  • MYR 3,232.00 3,606.00
  • SAR 3,577.00 4,057.00
  • CNY 2,129.00 2,377.00
BTN Contact Us

Take Advantages of Housing Assistance Facility for Civil Servants

Get waivers to realizing the ideal dwelling for PNS who filled KPR BTN Subsidies in hand

Bantuan Perumahan PNS

Housing Down Payment Facility for PNS from Bapertarum PNS with options: additional housing down payment (TBUM) in the form of loans or Bantuan Tabungan Perumahan (BTP) non-refundable funds

Housing Down Payment up to IDR 1,8 million

TBUM up to IDR 30 million

Time of period up to 15 years

BTP IDR 4 million Rupiah

6% TBUM interest rate from level 1 up to 3

7% TBUM interest rate level 4

  • Interest annuity calculation
  • Interest annuity calculation

Costs may change due to bank’s condition.

Terms and Condition
  • BUM is an advance payment that determined by PNS classification at the time it’s approved. given along with TBUM or BTP
  • Can be utilized for advance payment or to fulfill the additional costs of home financing
  • Active PNS Class I, II, III, and IV
  • Working period of at least 5 years
  • Have never received and utilized TAPERUM-PNS services
  • Comply with the terms and conditions
Document Completeness
  • Individual Documents Completeness

    FC ID / Identity Card

    FC Current Account / Savings Account

    Application form TBUM / BTP

    Copy of KARPEG

    Photocopy of the latest Decision Letter


  • Collateral Document Requirement
    • Latest Decision Letter

How to Register
  • Download the TBUM/BTP submission form at
  • Complete the form and submit it to Branch Office bank BTN
  • If you have passed the verification, then you will get a Recommendation Letter which will be processed by KPR BTN subsidy

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