Kredit Swadana BTN

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USD 15,100.00 0.00

JPY 116.00 0.01

GBP 18,398.00 0.00

AUD 10,455.00 0.01

HKD 2,074.00 0.00

SGD 10,921.00 0.00

EUR 15,804.00 0.00

MYR 3,570.00 0.00

SAR 4,224.00 0.00

CNY 2,357.00 0.00

USD 14,850.00 15,100.00
JPY 104.00 116.00
GBP 17,892.00 18,398.00
AUD 10,180.00 10,455.00
HKD 1,743.00 2,074.00
SGD 10,538.00 10,921.00
EUR 15,446.00 15,804.00
MYR 3,210.00 3,570.00
SAR 3,757.00 4,224.00
CNY 2,119.00 2,357.00

For your convenience self-managed banking transactions

Ease of Getting When Urgent

Need unexpected funds and with a fast process? Kredit Swadana BTN offers the benefits to help you get a fresh cash loan quickly in a critical situation

Kredit Swadana BTN

Kredit Swadana Bank BTN is a credit facility provided to customers who need funds with savings and deposits collateral that deposited in Bank BTN

Unlimited credit plafond

Competitive interest rate

Term of period max up to 1 year and can be renewed

Quick and fast process

Flexible method of payment

Fulfill the needs of funds in a quick time without reducing the savings or deposits in Bank BTN

Interest Rate

Interest rate calculation system is Effective

Costs may change due to bank’s condition.

Terms and Condition

Indonesian Citizen with min age 21 or married, has permanent/entrepreneu/professional status
Willing to sign credit and Pawn Agreement
Installment payments are automatically debited from the applicant's account in Bank BTN

Individual Documents Completeness

Documents	Employees	entrepreneur	Professional
Credit Application Form	✔	✔	✔
Copy of Applicant's ID	✔	✔	✔
Copy of Identity Card of Husband / Wife	✔	✔	✔
Copy of Family Card	✔	✔	✔
Copy of Marriage Letter / Divorce	✔	✔	✔
Copy of Tax ID / annual SPT	✔	✔	✔
Latest photograph of the applicant (and spouse if married)	✔	✔	✔
Proof of Ownership of Savings / Deposits Account	✔	✔	✔

* For the Joint Income of Husband and Wife, Document of Partner must be attached

Guarantee of Documents Requirement
- Deposit or Savings at Bank BTN

Service fee

Process fee

Provision 1%

How to Register

Apply for Kredit Swadana to the nearest Branch Office Bank BTN
Fill out the application form correctly and completely
Complete all BTN Swadana loan application files and submit them to the Loan Service Officer at the Branch Office
If you have obtained credit approval, immediately prepare the credit realization cost on the applicant's savings account
Signing of credit agreement and pawn certificate

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