Tabungan BTN Cermat Ponsel

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USD 15,100.00 0.00

JPY 116.00 0.01

GBP 18,398.00 0.00

AUD 10,455.00 0.01

HKD 2,074.00 0.00

SGD 10,921.00 0.00

EUR 15,804.00 0.00

MYR 3,570.00 0.00

SAR 4,224.00 0.00

CNY 2,357.00 0.00

USD 14,850.00 15,100.00
JPY 104.00 116.00
GBP 17,892.00 18,398.00
AUD 10,180.00 10,455.00
HKD 1,743.00 2,074.00
SGD 10,538.00 10,921.00
EUR 15,446.00 15,804.00
MYR 3,210.00 3,570.00
SAR 3,757.00 4,224.00
CNY 2,119.00 2,357.00

For your convenience self-managed banking transactions

Tabungan BTN Cermat Ponsel for the Convenient Way to Save

Enjoy the benefit of Tabungan BTN Cermat Ponsel with a phone based savings account that connects to the Tabungan BTN Cermat. Simple banking, anywhere, anytime

Tabungan BTN Cermat Ponsel

Tabungan BTN Cermat Ponsel is a mobile based that connects to Tabungan BTN Cermat savings account to provide easy access for low income citizens for planning a better future

Low initial deposit

Free administration charge

Convenient way to purchase and pay your bills

Transaction with nearest branchless banking agent

Wide ATM coverage

Transaction using your mobile phone (BTN Cermat Ponsel)

Generan Information of BTN Cermat Ponsel Savings Product

Interest Rate
Deposit, Balance and Withdrawal

1.00% Interest without minimum balance

FEATURE	BTN CERMAT PONSEL
Initial Deposit	IDR 3.000
Minimum Balance	Free
Maximum Deposit	IDR 20.000.000
Minimum Advanced Deposit	Free, does not exceed maximum balance
Maximum amount of Cash Withdrawals, Transfers, and Book-Entry	IDR 5.000.000 per month

Costs may change due to bank’s condition.

Terms and Condition

Account applicable for individual Indonesian Citizens or Foreign Citizens
Require to submit mandatory documents
The account is active after terms and conditions are met and approved by Bank BTN

Services Fee

COST	BTN CERMAT PONSEL
Account Opening	Free
Administration Fee	Free
Cash Withdrawal	IDR 2.500
Account Closing	Free
Transfer Other Bank	IDR 2.500
Purchase	IDR 500 up to IDR 1.000
Payment	IDR 1.000 up tp IDR 2.000
Last 5 (five) Transaction Printing	Free

How to Register

Complete the documents required and first time deposit funds
Visit the nearest Bank BTN outlet, Post Office, or Branchless Banking agent
Visit the customer service to open Tabungan BTN Cermat Ponsel account
Fill out the form and submit all the documents
Follow all procedures
Tabungan BTN Cermat Ponsel savings account is ready to use

Documents Completeness

Completeness of Personal Documents
- Indonesian Citizens ( >17 years old ): ID Card/Driver’s License/Passport and Tax ID

Find Your Needs

SMS Banking

Sms Banking was functioned as a banking solution

BTN Virtual Branch

Opening account anywhere and anytime

BTN i-Banking

Your comfortible transaction with high mobility

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