BTN KAR Menyapa Program

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USD 15,070.00 0.00

JPY 117.00 0.02

GBP 18,330.00 0.00

AUD 10,308.00 0.01

HKD 2,070.00

SGD 10,890.00 0.00

EUR 15,768.00 0.00

MYR 3,569.00

SAR 4,216.00 0.00

CNY 2,350.00

USD 14,820.00 15,070.00
JPY 105.00 117.00
GBP 17,822.00 18,330.00
AUD 10,036.00 10,308.00
HKD 1,739.00 2,070.00
SGD 10,511.00 10,890.00
EUR 15,413.00 15,768.00
MYR 3,208.00 3,569.00
SAR 3,749.00 4,216.00
CNY 2,113.00 2,350.00

For your convenience self-managed banking transactions

BTN KAR Menyapa Program

Valid Thru	June 01 2021 – June 30 2021
Promo Type	KPR BTN subsidiary
Applies For	Individual Debtor

Terms and Conditions

Existing non-subsidized debtors with a credit period of at least 5 (five) years.
Existing debtors with a history of current credit payments for the last 2 (two) years.

Existing debtors with initial credit limit according to Regional Office

Regional Office	Minimum Initial Credit Ceiling
Kanwil I, II	Rp. 250,000,000,-
Kanwil III, VI	Rp. 200,000,000,-
Kanwil IV, V	Rp. 100,000,000,-

Debtors with complete collateral legality (Certificate and IMB are at Bank BTN).
Existing debtors with current collectibility in other banks (must be collectibility 1).
Existing debtors are prioritized for housing financed by Bank BTN.
Paid off debtors with a minimum 2 (two) year history of current credit payments at Bank BTN and collectibility 1 at other banks.
Debtors with fixed income and non-fixed income.

Benefits

50% discount on provisioning fees
50% off administration fee
Pre-realized costs can be included in the credit limit
Free appraisal fee (if using internal appraisal)
For existing debtors with fixed income income, if the new credit installment does not exceed or equal the current installment, the RPC can be accepted as equal to the current installment
Credit document simplication
One day service (1 day processing and disbursement) for existing debtors who do not exceed the initial ceiling
Debtors are entitled to THR in the form of Savings Top Up up to Rp. 430.000,- with the following conditions:
- Ceiling Rp. 150 million – Rp. 500 million : Top Up Savings of Rp. 230.000,-
- Ceiling > Rp. 500 million – Rp. 1 Billion : Top Up Savings of Rp. 330.000,-
- Ceiling > Rp. 1 Billion : Top Up Savings of Rp. 430.000,-

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