Ketiban Duit BTN 2022 Program

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USD 15,565.00 0.01

JPY 121.00 0.01

GBP 19,158.00 0.00

AUD 10,645.00 0.01

HKD 2,151.00 0.01

SGD 11,601.00 0.01

EUR 16,410.00 0.00

MYR 3,700.00 0.01

SAR 4,341.00 0.01

CNY 2,305.00 0.01

USD 15,315.00 15,565.00
JPY 109.00 121.00
GBP 18,647.00 19,158.00
AUD 10,366.00 10,645.00
HKD 1,819.00 2,151.00
SGD 11,209.00 11,601.00
EUR 16,054.00 16,410.00
MYR 3,336.00 3,700.00
SAR 3,873.00 4,341.00
CNY 2,068.00 2,305.00

For your convenience self-managed banking transactions

Ketiban Duit BTN 2022 Program

Loans with all the conveniences to meet home renovation needs, educational needs, investment needs and all other needs. Get a maximum credit of up to IDR 10 billion, 50% discount on provision and administration fees and free penalty fees for compensation.

The interest rate used follows the provisions that apply to new debtors and existing debtors.

Valid Thru	February 01 2022 – December 31 2022
Promo Type	KAR (Kredit Agunan Rumah) BTN
Applies For	Individual Debtor

Debtor Terms

Maximum credit up to Rp. 10 Billion
50% discount on provision fee
50% off administration fee
Processing fees according to applicable regulations
The pre-realized fee enters the credit ceiling or is deducted from the disbursement proceeds
No penalty fee for compensation

Debtor Terms

Existing debtors, both subsidized and non-subsidized with a history of current credit payments for the last 1 (one) year regardless of credit age.
Existing debtors whose application for KAR Top Up changed on behalf of the spouse provided that at the time of initial credit application, the spouse was married and there was no separation agreement.
Debtors who have paid off a maximum of 5 (five) years with a history of current credit payments for the last 2 (two) years.
New debtors taking over from other banks with a history of at least 2 (two) years of current credit payments at that bank.
Debtors who will pay off and/or take over to other banks.
New debtors with fixed income and non-fixed income.

Debtor Terms

The target debtors who will be given the Customer Get Customer program are all existing debtors who have KPR/KPA/KPRuko/KAR facilities, both General KAR and TopUp/Compensation who recommend other prospective debtors, without being limited by the length of the facility owned by the existing debtor.

Syarat Collector Get Customer Terms

The target collectors who will be given the Collector Get Customer program are collectors whose agencies have collaborated both payroll and collectively with Bank BTN and/or already have PKS with Bank BTN (non-payroll).
The target collectors who will be given the Collector Get Customer program are collectors in residential areas (eg the head of the local RT/RW) and collectors in communities by collecting credit application files.

Marketing Fees

Marketing fees that can be given to Get Customer Customers and Get Customer Collectors are:

No	Program	Booked Ceiling	Marketing Fees per App	Description
1	Customer Get Customer	Free	Rp 100.000	The credit agreement has been booked and the fee is tax deducted according to applicable regulations
2	Collector Get Customer	Free	Rp 100.000

Interest Rate

The interest rate used follows the provisions that apply to new debtors and existing debtors.

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