Terms and Conditions : 

• The debtor is a permanent employee of Bank BTN for at least 1 (one) year
• Guarantee in the form of SK Appointment as Permanent Employee of Bank BTN

 Benefits :

• Provision of Kring BTN with a maximum ceiling of up to Rp. 200 million, and a maximum term of 15 years)
• The applicable interest rate is BTN Solusi Plus, starting from 0.45% per month 
• Collateral is only a Decree for Appointment of Permanent Employees 
• Provision fees are discounted to 0.37% of the credit limit, discounted administrative fees to IDR 175 thousand.

 Other terms :

• Terms and conditions other than the above follow the applicable provisions at Bank BTN
  For further information, please contact the nearest branch office