USD 15,565.00 0.01
JPY 121.00 0.01
GBP 19,158.00 0.00
AUD 10,645.00 0.01
HKD 2,151.00 0.01
SGD 11,601.00 0.01
EUR 16,410.00 0.00
MYR 3,700.00 0.01
SAR 4,341.00 0.01
CNY 2,305.00 0.01
Currency Purchasing Price Selling Price
  • USD 15,315.00 15,565.00
  • JPY 109.00 121.00
  • GBP 18,647.00 19,158.00
  • AUD 10,366.00 10,645.00
  • HKD 1,819.00 2,151.00
  • SGD 11,209.00 11,601.00
  • EUR 16,054.00 16,410.00
  • MYR 3,336.00 3,700.00
  • SAR 3,873.00 4,341.00
  • CNY 2,068.00 2,305.00
BTN Contact Us

BPJS Health Supply Infrastructure Financing (SIF) Program

Provision of Investment Credit or Working Capital Credit to Improve the Quality of First Level Health Facility Infrastructure Services (FKTP) which has collaborated with BPJS Kesehatan to improve the service quality of the National Health Insurance (JKN)


Valid Thru June 01 2022 – December 31 2022
Promo Type First Level Health Facilities (FKTP) that have collaborated with BPJS Health
Applies For Individuals Customer
  1. Annual Interest Rate:
     Product Interest Rate 
     Investment Credit KUR (up to Rp500 Million)  6%
     KUR Working Capital Loans (up to Rp500 Million)  6%
     KUMK Working Capital Loans (>Rp100 Million to ≤Rp500 Million)  16%
     KUMK Working Capital Loans (>Rp500 Million to  ≤Rp5 Billion)  9%
     KUMK Investment Credit ( >Rp500 Million to  ≤Rp5 Billion)  13.75%
     KUMK Investment Credit ( ≤Rp100 Million)  22%
  2. The provision fee is 1% and the administration fee is 0.25% above the credit limit.
Term and Conditon
  1. Credit allocation for improving the quality of Infrastructure services for First Level Health Facilities (FKTP) in collaboration with BPJS Kesehatan
  2. Financing in the form of Investment Credit and Working Capital Credit with a Credit Ceiling of up to IDR5 Billion
     Type of Credit Terms and Conditions 
     1. Investment Credit
    • Aimed at financing long-term needs in the purchase, development, expansion, renewal (renovation) of productive fixed assets and associated costs or financing/granting credit for investments made by the debtor (refinancing)
    • Refinancing is granted with the following restrictions:
      • Capital goods in the form of tangible fixed assets such as buildings, machinery, equipment and vehicles
      • The object of fixed assets being refinanced takes into account the aspects of feasibility and economic life
    • Maximum term of 5 (five) years
     2. Working Capital Loans

    • Intended for working capital financing (current assets)
    • Maximum term of 3 (three) years
  3. Collateral in the form of SHM, SHGB (fixed asset)
  4. Credit application can be submitted through the BTN Branch Office or the nearest BPJS Kesehatan Branch Office
  5. Attach the Letter of Application for Credit Application and the Letter of Approval for Opening of Information
  6. For further information, please contact the nearest Bank BTN Branch Office and BPJS Kesehatan Branch Office