Quick Wins
Real Sustainable Steps through Quick Wins
BTN supports the achievement of sustainable development goals through concrete actions in the environmental, social and corporate governance sectors
Environment
BTN contributes to efforts to reduce Green House Gas (GHG) emissions in line with its commitment to handling and preventing climate change.
30%
Reducing the amount of greenhouse gas emissions
5 BTN Office
Own solar panels have been installed
36 Electric Vehicles
Electric vehicles (EV) as operational transportation
50 Top Vendor
Have attended awareness sessions regarding sustainable procurement
Green Champions
Have attended awareness sessions regarding sustainable procurement
20 Employees
Participate in awareness sessions regarding the Climate Risk Stress Test
ESG Innovation Day
Launch for internal BTN
15% eco-friendly materials
Environmentally friendly building materials for creating sustainable housing.
Support for Water Supply System Projects
Loan disbursement to support Drinking Water Supply Systems, improving access to and the quality of clean water
Eco-Housing Fee Saver
Providing discounts on credit processing fees for new Working Capital Loan borrowers who use at least 15% environmentally friendly materials.
Eco-Property Developer Gathering
Workshops in the property sector focus on environmentally friendly materials for developers.
Electricity & Water Consumption Efficiency
Optimizing energy usage to reduce electricity and water consumption by 8%.
Fuel Usage Efficiency
Reducing fossil fuel consumption by 8%.
Paper Usage and Purchase Efficiency
Implementing document digitization and optimizing operational processes by 20%.
ESG-Themed Loans for Financial Institutions
Disbursing syndicated loans to financial institutions with ESG themes.
Go Green Kring
Providing Kring loans to companies supporting ESG initiatives.
Optimization of AC Chillers at BTN Tower
Optimizing AC chillers at BTN Tower to reduce electricity consumption.
Construction of Green Buildings for Bank Operational Offices
Constructing and certifying green buildings for operational office use.
Green Kring Financing (Paperless End-to-End Process)
Specific Kring financing through the BTN KITA platform.
Working Capital in the Renewable Energy Sector
Working capital financing to support the development of renewable energy sources.
Loan Disbursement for Sustainable Land
Providing loans to enhance production efficiency and support sustainable land management.
Loan Disbursement for Water Treatment
Providing loans to ensure efficient water management and improve water quality in industrial areas.
Loan Disbursement in the Advanced Technology Sector
Supporting the construction of advanced technology factories to promote environmentally friendly production efficiency.
Net Zero Emission (NZE) Roadmap
Designing a long-term strategy to achieve Net Zero Emission (NZE). BTN is committed to supporting the government in achieving Net Zero Emission by 2060
Digital MSMEs
Providing MSME loans bundled with QRIS to promote financial inclusion within the community.
Wholesale Funding ESG
Issuance of bonds, bilateral loans, and wholesale funding with ESG themes.
e-Statement for Giro Account Statements
Providing e-Statements for Giro account statements to support the bank's operational sustainability.
Certificate-Free Deposits
Offering an option for deposit ownership certificates in digital form to reduce reliance on physical documents.
Digital Signature Implementation
Implementing and utilizing Digital Signatures to improve the bank's operational efficiency.
Digitization of MSME Loan Applications (BTN Laku)
Developing BTN Laku to process MSME loan applications with paperless efficiency in the credit application process.
End-to-End Procurement
Enhancing End-to-End Procurement for digitization and paperless efficiency in procurement processes.
Enhancement of ERKK (e-Committee)
Optimizing ERKK (e-Committee) to reduce paper usage and minimize costs.
SBN Purchase Feature in Mobile Banking
Enabling individual customers to access, purchase, and manage SBN investments online.
Implementation of Digital Branches
Enhancing customer experience by leveraging technology and application development at various strategic locations.
Tree Planting with Bale Points
Donating one tree by redeeming points to support environmental conservation.
Virtual Debit Card
Virtual Debit Cards in BTN Mobile to reduce the production of physical ATM cards.
Web based Kring
Developing the Kring Submission System through the BTN Properti Portal.
Climate Risk Management
BTN has conducted a Climate Risk Stress Test as a form of management's commitment to climate risk management
Social
BTN is also committed to social issues through programs aimed at increasing UMKM income, supporting equality and building a sustainable business ecosystem.
50 UMKM
Attend a sustainable business session
20%
Credit distribution to UMKM
20%
Management ranks are women
50 Employees
Get involved in Employee Volunteering Day
0.1% Emoployess
Person with Disabilities
66 Emoployess
Internal Audit has participated in awareness sessions regarding ESG
Supplier and vendor engagement
Engaging with suppliers and vendors to introduce and promote sustainable practices.
Subsidized Mortgages
Providing home ownership loans (KPR) for low-income communities (MBR).
Nursery Room Facilities
Providing nursery room or lactation room facilities.
Empowering Women in Leadership
Empowering women to encourage their involvement in leadership roles.
Equal Opportunities for People with Disabilities
Promoting an inclusive work environment by recruiting people with disabilities.
Carbon Emission Calculation
Enhancing and developing the capabilities of employees and all partners.
IFRS 1 and IFRS 2
Improving and developing the capabilities of employees and all partners.
Climate Risk Learning
Improving and developing the capabilities of employees and all partners.
Sustainability Certification
Improving and developing the capabilities of employees.
TJSL Sustainability Education
Enhancing and developing the capabilities of employees and all partners.
Short Courses with Universities and Associations
Providing learning opportunities such as a Mini MBA in Property.
Digital Mindset
Implementing training programs to foster a digital mindset.
ESG Day
Hosting ESG Day involving various stakeholders to promote the adoption of sustainability practices.
Recruitment Diversity Program
Special recruitment programs for the Eastern Indonesia region (Sulampua).
Financed Emission Engagement
Engaging with customers focused on financed emissions.
ESG award
An ESG award program designed to recognize internal work units and external partners contributing to sustainability implementation.
ESG campaign
Conducting sustainability campaigns utilizing diverse communication platforms.
Governance
BTN supports government efforts to implement ESG programs through ongoing monitoring, evaluation and recommendations for program implementation.
Committee ESG
It has been formed as BTN's sustainability commitment
Stakeholder
Preparation of engagement methodology for sustainability issues
ESG Document
Preparation of draft General Policies, List of Regulations and ESG Standards
ESG BTN
Website development from ESG BTN
Member
Part of the United Nation Environment Program Finance Initiative (UNEP FI) and the Indonesian Sustainable Finance Initiative (IKBI)
Gratification Control Program
Implementing gratification control measures to prevent corrupt practices.
Enhancement of Data Privacy and Cybersecurity
Strengthening BTN's data privacy and cybersecurity measures.
ESG Rating and Signatory
Developing an ESG rating to assess BTN's ESG implementation and collaborating with global external institutions.
ESG Data Architecture
Establishing a system to support sustainability-based reporting and decision-making.
ESG Knowledge Portal
Creating a Learning Management System (LMS) to internalize ESG principles, policies, and practices.