USD 14,515.00 0.00
JPY 134.00 0.01
GBP 19,401.00 0.00
AUD 10,382.00 0.00
HKD 2,013.00 0.00
SGD 10,745.00 0.00
EUR 16,491.00 0.00
MYR 3,587.00 0.00
SAR 4,069.00 0.00
CNY 2,379.00
Currency Purchasing Price Selling Price
  • USD 14,215.00 14,515.00
  • JPY 121.00 134.00
  • GBP 19,796.00 19,401.00
  • AUD 10,067.00 10,382.00
  • HKD 1,674.00 2,013.00
  • SGD 10,318.00 10,745.00
  • EUR 16,053.00 16,491.00
  • MYR 3,214.00 3,587.00
  • SAR 3,589.00 4,069.00
  • CNY 2,132.00 2,379.00

A Wise Choice to Investing

Facilitate the purchasing of gold as a form investment options that are more stable and profitable to meet the need in the future

BTN Emas iB

A saving product to plan gold purchase which are one of the best investment to provide the need in the future while still earning profitable sharing profit based on sharia principle using the contract “Mudharabah mutlaqah” (Investment), which is a collaboration between two party with both gains and losses are devided according an agreed-upon ratio

Asset value is safe, secure and reliable (Gold Inventory)- asset’s value are secured, safe

Get a competitive profit sharing – a competitive sharing profit

Returns can be auto debt for Zakat, Infaq and Shadaqah.

Ease of fund preparation

Gold purchase services are available

Gold pawn services are available

General Information

Minimum target fund (hold)

Equivalent to 10gr gold price

Initial deposit


Minimum Deposit required auto debit


Minimum manual deposit / top up


Minimum balance


Costs may change due to bank’s condition.

Terms and Conditions
  • Account applicable for Indonesian Citizens and Foreign Citizens
  • This account are Applicable for both individual client and institution. Both Individual and institution on behalf of the account opened shall be fully responsible for any obligations that -may comes - arising from such account
  • Require to attach mandatory documents- It is mandatory for all applicants to attach the require documents 
  • Account is declared active and can be used effectively after it is –it has been - approved and activated by the Bank according to bank’s terms and condition

Service Fee
  • Minimal administration: Free of Charge
  • Emergency withdrawal: IDR20.000
  • Replacement fee for lost/damaged passbook : IDR15.000
  • Closing fee: IDR25.000

Document Requirements
  • Document Requirements for Personal

Own BTN Batara iB/BTN Prima iB/Giro BTN iB Savings/Giro BTN Prima iB as the main –primary- savings account

Citizen of Indonesia

ID Card/Lisense Driving/Passport/Tax Payer Identification Number

Citizen of Indonesia

Student Card, Birth Certificate & Parents Statement Letter as beneficiary owner

Foreigner Citizen

Valid passport & KITAS(Limited Stay Permit)/KITAP (Permanent Stay Permit)


  • Document Requirements for Institutions
    • Authorized officer ID card
    • Company deed of establishment
    • Tax payer identification number 
    • Trade business license
    • Company registration certificate
    • Other business licenses 

How to Register
  • Completed the documents and enough money to make ealry deposit - depositing money
  • Visit the nearest Bank BTN Outlet
  • Visit the customer service to open BTN Emas iB account
  • Fill out the form and submit all the documentsthat has been prepared
  • Follow all procedures that has been given by the customer service 
  • BTN Emas iB savings account is ready to use

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