1. Musyarakah Mutanaqisah Contract
2. Purchase ready stock property according to customer's request to the bank
3. Maximum Selling Price of IDR 300 million
4. Valid from January 24 – December 31, 2022 and can be evaluated at any time
   

   Advances Starting from *)	Criteria for Prospective Customers
   1%	ASN, TNI, POLRI, BUMN, Fixed Income Payroll
   2%	ASN, TNI, POLRI, BUMN, Fixed collective / salary cuts
   5%	Fixed General Income
   10%	Non Fixed Income

   *  only applies to the 1st Financing Facility (FP), for the 2nd FP and so on, it follows the applicable FTV provisions.
5. Valid for Fixed Income and Non Fix Income customers, THP of joint income applicants with the following conditions:
   
   • Jabotabek minimum IDR 4 million
   • Outside Jabotabek minimum IDR 3.5 million

Programme Mechanism :
In accordance with the current RPC provisions, based on the calculation of the average installment.