USD 15,000.00 0.01
JPY 108.00 0.01
GBP 18,660.00 0.00
AUD 9,911.00 0.01
HKD 1,964.00 0.01
SGD 11,111.00 0.00
EUR 16,058.00 0.01
MYR 3,329.00 0.00
SAR 4,099.00 0.01
CNY 2,114.00 0.01
Currency Purchasing Price Selling Price
  • USD 14,800.00 15,000.00
  • JPY 106.00 108.00
  • GBP 18,405.00 18,660.00
  • AUD 9,775.00 9,911.00
  • HKD 1,838.00 1,964.00
  • SGD 10,959.00 11,111.00
  • EUR 15,837.00 16,058.00
  • MYR 3,181.00 3,329.00
  • SAR 3,846.00 4,099.00
  • CNY 2,086.00 2,114.00
BTN Contact Us

Attend to Help You in Investing

Solutions for you in running a productive business, for purchase / procurement of investment goods along with services needed for business activities / investments and implemented with the principles of sharia

Pembiayaan Investasi BTN iB

iB BTN Investment Financing is here to provide solutions for customers to purchase / procurement of investment goods (capital expenditure) by using "Murabahah" contracts (provision of funds or bills), "Musyarakah" (provision of funds for cooperation contract) or "Istishna" (provision of fund or bill contract)

The payment system is done according to the cash flow that has been agreed by the customer

Time period Maximum 15 years

Financing provided 70% of the value of investment requirement, especially for the purchase of motor vehicles maximum financing of 65%

Determination of the ratio (profit sharing) on ​​competitive financing

Financing disbursement as per cash flow projection between the Bank and the Customer while taking into account the physical achievements of the investment

The principal collateral in the form of investment goods financed by the Bank

Service Fee
  • Administration (adm table fee entry)
  • Notary Agreement with a notary
Terms and Conditions
  • Applicant may take the form of Legal Entity, Non Legal Entity and Individual
  • Minimum 2 years experience managing similar business
Document Requirements


Complete Business Legality

Deed of Establishment

Deed of Establishment, SIUP, TDP, NPWP and special business license

Complete project legality

Land Rights Certificate, Site Plan, IMB, and other equipment

Certificate of land rights

The financial statements of the past 2 years

Legality of Applicant and Business

Letter of Application for Financing from Directors

Deed of Establishment of Company to the Last Amendment Deed

Validation from Kemenkumham (PT) or Department of Cooperatives

FC ID card, and Authorized officer CV

Company Licenses (SIUP, TDP, NPWP, SITU, Apersi Membership / REI)

Project Legality

land use permit for housing

Authorized Site Plan

Proof of land of project site ownership

Other (FC SPPT-PBB last year, flood-free information, availability of electricity supply and clean water supply)

Financial Data

Company financial report

Calculation of Project financial needs

Cash Flow Projection of housing project

Collateral valuation report

Other Data

Project Feasibility Study by Consultant (request exceeds certain limit)

Data of prospective customers

How to Register
  • Prepare the complete document
  • The application file will be processed by Bank BTN Syariah, including BI Checking, Data Verification, and Analysis
  • If the application is approved, the Applicant prepares the sufficiency of the funds in BTN Saving
  • Carry out a financing contract
  • Begin the process of disbursement request