USD 15,000.00 0.01
JPY 108.00 0.01
GBP 18,660.00 0.00
AUD 9,911.00 0.01
HKD 1,964.00 0.01
SGD 11,111.00 0.00
EUR 16,058.00 0.01
MYR 3,329.00 0.00
SAR 4,099.00 0.01
CNY 2,114.00 0.01
Currency Purchasing Price Selling Price
  • USD 14,800.00 15,000.00
  • JPY 106.00 108.00
  • GBP 18,405.00 18,660.00
  • AUD 9,775.00 9,911.00
  • HKD 1,838.00 1,964.00
  • SGD 10,959.00 11,111.00
  • EUR 15,837.00 16,058.00
  • MYR 3,181.00 3,329.00
  • SAR 3,846.00 4,099.00
  • CNY 2,086.00 2,114.00
BTN Contact Us

Proven and Reliable as Your Property Business Solution

iB BTN Construction Financing has been proven and reliable in providing financing solutions to residential and business developers to provide working capital to finance the construction of property projects that include buildings or houses and related infrastructure

Pembiayaan Konstruksi BTN iB

iB BTN Construction Financing is present to provide solutions for businessmen to finance the construction of property projects that include buildings or infrastructure associated with using the "Musyarakah" (cooperation) contract

RAB Construction give Maximum share of 80% financing

Flexible refunds based on profit sharing principles

Payments are derived from the sale of houses financed by construction

Term of period maximum 4 years

Financing disbursement as per project achievement

Collateral financing the project location it self

Service Fee
  • Administration (adm table fee entry)
  • Notary Agreement with a notary
  • Terms and Conditions
    • Applicant may take the form of Legal Entity, Non Legal Entity and Individual
    • Minimum 2 years experience managing similar business
    Document Requirements

    The completeness of document

    Legality of Applicant and Business

    Letter of Application for Financing from Directors

    Deed of Establishment of Company to the Last Amendment Deed

    Validation from Kemenkumham (PT) or Department of Cooperatives

    FC ID card, and Authorized officer CV

    Company Licenses (SIUP, TDP, NPWP, SITU, Apersi Membership / REI)

    Project Legality

    land use permit for housing

    Authorized Site Plan

    Proof of land of project site ownership

    Other (FC SPPT-PBB last year, flood-free information, availability of electricity supply and clean water supply)


    Financial Data

    Company financial report

    Calculation of Project financial needs

    Cash Flow Projection of housing project

    Collateral valuation report

    Other Data

    Project Feasibility Study by Consultant (request exceeds certain limit)

    Data of prospective customers

    How to Register
  • Prepare the complete document
  • The application file will be processed by Bank BTN Syariah, including BI Checking, Data Verification, and Analysis
  • If the application is approved, the Applicant prepares the sufficiency of the funds in BTN Saving
  • Carry out a financing contract
  • Begin the process of disbursement request