KPR BTN Bersubsidi iB

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USD 15,000.00 0.01

JPY 108.00 0.01

GBP 18,660.00 0.00

AUD 9,911.00 0.01

HKD 1,964.00 0.01

SGD 11,111.00 0.00

EUR 16,058.00 0.01

MYR 3,329.00 0.00

SAR 4,099.00 0.01

CNY 2,114.00 0.01

USD 14,800.00 15,000.00
JPY 106.00 108.00
GBP 18,405.00 18,660.00
AUD 9,775.00 9,911.00
HKD 1,838.00 1,964.00
SGD 10,959.00 11,111.00
EUR 15,837.00 16,058.00
MYR 3,181.00 3,329.00
SAR 3,846.00 4,099.00
CNY 2,086.00 2,114.00

For your convenience self-managed banking transactions

Realized the dream home for the people of indonesia

The easy way to have a dream home for Indonesians through government programs is with advances and small installments with a financing term of up to 20 years

KPR BTN Bersubsidi iB

Financing aimed at the low-income community welfare program in cooperation with the Ministry of Public Works and People's Housing in order to ease the home ownership, with the "Murabahah" (sale and purchase) contract that provides various benefits

light and fixed Installment until paid off

VAT-Free

Extensive network of partnerships with developers across Indonesia

Protection of life insurance and fire insurance

4 million rupiah (up to 4 million rupiah) cash subsidy (special home tread)

Time period up to 20 year

Terms and Conditions

Indonesian citizen (WNI)
Minimum age of 21 years or married
At the time the when financing paid off is not more than 65 years old
Working period Minimum 1 (one) year
Do not have credit / financing problem (IDI BI clear)
Income:
- Site < IDR4.000.000,-
- Flats < IDR7.000.000,-
Applicants or Couples (spouses) have no home and have never received government subsidies for home ownership
Delivering the NPWP and the Annual Income Tax Return of the individual according to the applicable legislation

Service Fee

Administration

Appraisal

Public Notary

SKMHT/APHT

Document Requirements for Personal

Completeness	Employees	entrepreneur	Professional
Application Form	✔	✔	✔
FC ID / Identity Card	✔	✔	✔
FC Family Card	✔	✔	✔
FC Marriage Letter / Divorce	✔	✔	✔
FC SK Employee	✔	-	-
FC Salary Slip	✔	-	-
Income Statement	-	✔	✔
last 3 months Statement Account	✔	✔	✔
last 3 months Financial report	-	✔	-
FC NPWP dan SPT Tahunan PPh orang pribadi	✔	✔	✔
FC Business Licenses, SIUP, TDP, APP	-	✔	-
FC Permit Practice	-	-	✔
Fill in the Statement Letter (KPR BTN Sejahtera iB)	✔	✔	✔

Requirements Document Guarantees

Certificates (Building Use Rights/Property Rights)

How to Register

Prepare the complete document
The application file will be processed by Bank BTN Syaria
If the application is approved, the Applicant prepares the sufficiency of the funds in BTN Saving
Carry out a financing contract
begin the process of disbursement request

KPR Simulation

Plan your housing loan with KPR BTN simulation

BTN Virtual Branch

Opening account anywhere and anytime

BTN Property

It is easier to look for your dream house with BTN Property

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