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Produk BTN Syariah
- Produk Dana
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Pembiayaan
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Pembiayaan Bangunan
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Pembiayaan Ringan
Prepare yourself for the future
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- Kredit Komersil
- E-Channel
- Jasa dan Layanan
- Program
- USD 14,495.00 14,795.00
- JPY 109.00 122.00
- GBP 18,065.00 18,647.00
- AUD 10,217.00 10,532.00
- HKD 1,697.00 2,035.00
- SGD 10,847.00 10,847.00
- EUR 15,300.00 15,712.00
- MYR 3,147.00 3,519.00
- SAR 3,664.00 4,144.00
- CNY 2,066.00 2,311.00
A Wise Choice to Investing
Facilitate the purchasing of gold as a form investment options that are more stable and profitable to meet the need in the future
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BTN Emas iB
A saving product to plan gold purchase which are one of the best investment to provide the need in the future while still earning profitable sharing profit based on sharia principle using the contract “Mudharabah mutlaqah” (Investment), which is a collaboration between two party with both gains and losses are devided according an agreed-upon ratio
Asset value is safe, secure and reliable (Gold Inventory)- asset’s value are secured, safe
Get a competitive profit sharing – a competitive sharing profit
Returns can be auto debt for Zakat, Infaq and Shadaqah.
Ease of fund preparation
Gold purchase services are available
Gold pawn services are available
General Information
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Minimum target fund (hold) |
Equivalent to 10gr gold price |
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Initial deposit |
IDR100.000,- |
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Minimum Deposit required auto debit |
IDR50.000,- |
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Minimum manual deposit / top up |
IDR10.000,- |
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Minimum balance |
IDR50.000,- |
Costs may change due to bank’s condition.
- Account applicable for Indonesian Citizens and Foreign Citizens
- This account are Applicable for both individual client and institution. Both Individual and institution on behalf of the account opened shall be fully responsible for any obligations that -may comes - arising from such account
- Require to attach mandatory documents- It is mandatory for all applicants to attach the require documents
- Account is declared active and can be used effectively after it is –it has been - approved and activated by the Bank according to bank’s terms and condition
- Minimal administration: Free of Charge
- Emergency withdrawal: IDR20.000
- Replacement fee for lost/damaged passbook : IDR15.000
- Closing fee: IDR25.000
- Document Requirements for Personal
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Own BTN Batara iB/BTN Prima iB/Giro BTN iB Savings/Giro BTN Prima iB as the main –primary- savings account |
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Citizen of Indonesia |
ID Card/Lisense Driving/Passport/Tax Payer Identification Number |
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Citizen of Indonesia |
Student Card, Birth Certificate & Parents Statement Letter as beneficiary owner |
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Foreigner Citizen |
Valid passport & KITAS(Limited Stay Permit)/KITAP (Permanent Stay Permit) |
- Document Requirements for Institutions
- Authorized officer ID card
- Company deed of establishment
- Tax payer identification number
- Trade business license
- Company registration certificate
- Other business licenses
- Completed the documents and enough money to make ealry deposit - depositing money
- Visit the nearest Bank BTN Outlet
- Visit the customer service to open BTN Emas iB account
- Fill out the form and submit all the documentsthat has been prepared
- Follow all procedures that has been given by the customer service
- BTN Emas iB savings account is ready to use
