JAKARTA — PT Bank Tabungan Negara (Persero) Tbk (BTN) has reaffirmed its standing as an adaptive and innovative state-owned financial institution by securing the Top Company in Banking Transformation 2026 accolade at the Indonesia Top Companies Recognition 2026 in Jakarta on Monday (June 29, 2026). The prestigious award was accepted directly by BTN Risk Management Director Setiyo Wibowo, marking a significant milestone in the bank's sustained execution of a comprehensive business overhaul.
The achievement serves as formal recognition of BTN’s success in accelerating key strategic pillars, ranging from end-to-end digitization and process automation to the modernization of its technological infrastructure. Concurrently, the lender has elevated its service standard, fortified corporate governance and risk management, and optimized funding efficiency to maintain robust operational agility.
BTN’s strategic refresh aligns closely with the broader state-owned enterprise (SOE) transformation roadmap championed by Danantara. Designed to cultivate agile, highly competitive, and value-creating state entities, this overarching initiative has empowered BTN to reinforce its business fundamentals. The bank achieves this by pioneering digital-first financial services, streamlining operational workflows, and leveraging advanced data analytics to drive precision decision-making.
This series of transformative measures has successfully unlocked operational efficiencies, expedited customer service, and strengthened the reliability of BTN's overall banking ecosystem. Furthermore, an adaptive, integrated risk framework allows the bank to cultivate proactive risk controls—delivering financial solutions that are not only faster and more modern, but also highly secure and relevant to digital-era consumers.
With this latest recognition, BTN underscores its dual role as the premier mortgage lender in national housing finance and a forward-looking state financial institution committed to operational efficiency. Moving forward, BTN remains dedicated to driving long-term value for customers, key stakeholders, and the broader national economy.
