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About BTN
Investor Relation PPID Career

Deposito BTN Ritel Valas

Priority Investment as Long Term Guarantee

USD and SGD investments with attractive interest rates and unlimited transactions

Deposito BTN Ritel Valas

Ease of investing in foreign currency with attractive interest rates and reimbursement made over a certain period of time with various time period options.

Deposito overview 1

As Credit Guarantee

Deposits can be used as collateral for credit (Self-funding Credit)

Deposito overview 2

Competitive Interest Rates

Enjoy attractive and competitive interest rates for investments

Deposito overview 3

Principal Deposit Interest

Ease of deposit interest which can be capitalized into the principal

Deposito overview 4

Low Service Fees

Enjoy low and competitive deposit service fees

Deposito overview 5

Flexible Deposit Interest

Deposit interest can be transferred to various payments

Deposito overview 6

Easy Registration Requirements

Ease of carrying out the process of registering foreign currency deposits

Deposito overview 1

As Credit Guarantee

Deposits can be used as collateral for credit (Self-funding Credit)

Deposito overview 2

Competitive Interest Rates

Enjoy attractive and competitive interest rates for investments

Deposito overview 3

Principal Deposit Interest

Ease of deposit interest which can be capitalized into the principal

Deposito overview 4

Low Service Fees

Enjoy low and competitive deposit service fees

Deposito overview 5

Flexible Deposit Interest

Deposit interest can be transferred to various payments

Deposito overview 6

Easy Registration Requirements

Ease of carrying out the process of registering foreign currency deposits

Deposits Interest Rate

Interest Rates

Opening an Account



Balance Level 1 Month 3 Months 6 Months 12 Months 24 Months
All USD strata 0.20% 0.20% 0.20% 0.20% 0.20%
All strata of SGD 0.10% 0.10% 0.10% 0.10% 0.10%
Balance Level 1 Month 3 Months 6 Months 12 Months 24 Months
< 100.000,- 1,00% 1,00% 1,00% 1,00% 1,00%
100.000,- s.d < 500.000,- 2,50% 3,25% 1,50% 1,50% 1,50%
500.000,- s.d < 1.000.000- 2,50% 2,50% 2,00% 2,00% 2,00%
≥1.000000,- 2,50% 2,50% 2,25% 2,25% 2,25%

Deposit Fees

Deposit Fee



Type of Fee USD SGD
Minimum Placement 1.000 USD 1.000 SGD
Type of Fee USD
Minimum Placement 100 USD

Service Fees

Type of Fee USD SGD
Ticket fee Rp3.000,- Rp3.000,-
Opening stamp duty Rp10.000,- Rp10.000,-
Closing stamp duty Rp10.000,- Rp10.000,-
Early withdrawal penalty (before maturity) 0.5% of the deposit value and current interest not paid
View Other Service Fees

Term & Condition

via BTN Branch Office (Offline)

  • Accounts can be valid for Indonesian Citizens (WNI) and Foreign Citizens (WNA)

  • Fill in and sign the account opening form

  • Customers must have BTN Batara Savings as a parent account

  • You must attach the required documents

  • Sources of funds and disbursements can come from BTN Batara Savings, BTN Felas Savings, or Individual Giro in the same account

  • The account is declared active and can be used after being approved and activated by the Bank in accordance with applicable provisions

  • Customers can open an account and are fully responsible for all obligations of the account

via balé by BTN (Online)

  • Accounts can be valid for Indonesian Citizens (WNI) and Foreign Citizens (WNA)

  • Customers can open an account and are fully responsible for all obligations of the account

  • Customers must have BTN Batara Savings as a parent account and have activated balé by BTN

  • The account is declared active and can be used after being approved and activated by the Bank in accordance with applicable provisions

  • Sources of funds and disbursements can come from BTN Batara Savings, BTN Felas Savings, or Individual Giro in the same account

How To Register

via BTN Branch Office (Offline)

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  • 1

    Prepare Documents and Funds

    Customers can prepare complete documents along with the first deposit of 1,000 USD/1,000 SGD.

  • 2

    Visit BTN Branch Office

    Customers can visit the nearest designated BTN Branch Office to process deposits

  • 3

    Go to Customer Service

    Customers will receive further information regarding opening deposits through customer service.

  • 4

    Fill in the Form

    The customer fills in the form provided and submits the required documents.

  • 5

    Follow Procedure

    Customers can follow the procedures directed by customer service.

  • 6

    Account Activation Successful

    BTN Retail Foreign Currency Deposits can be used for your transactions and are opened at all Foreign Exchange Branch Offices.

via balé by BTN (Online)

  • 1

    Log in to your balé by BTN Account

    Customers log in to their respective balé by BTN accounts.

  • 2

    Select Deposit Type

    Customers choose BTN Valas e-Deposito.

  • 3

    Select Fund Source Account

    The customer selects the account that will be used as the source of initial deposit funds.

  • 4

    Enter Initial Deposit Amount

    Customers fill in the desired placement amount with a minimum of 100 USD. Then, click Next and enter MPIN.

  • 5

    Account Activation Successful

    BTN Currency USD e-Deposit Account has been successfully created.

Find Answers To Your Questions

What interest rate does Deposito BTN Ritel Valas offer?

Deposito BTN Ritel Valas offers interest rates of up to 0.20% for opening through Foreign Exchange Branches/Outlets and 2.50% for opening through balé by BTN.

What do Deposito BTN Ritel Valas customers charge the fees?

For account opening through Branch Offices, the costs incurred by customers are billet printing fees and stamp duty at deposit establishment and disbursement.

What documents are required to register for Deposito BTN Ritel Valas?

The documents required for Indonesian citizens are ID card and NPWP, while those required for foreigners are Passport and KITAS/KITAP.
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BTN is licensed and supervised by the Financial Services Authority (OJK) & Bank Indonesia and is a member of the Deposit Insurance Corporation (LPS) guarantee.
The maximum deposit value guaranteed by LPS per customer per bank is IDR 2 billion.
To find out the Guaranteed Interest Rate, please access here.