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About BTN
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Tabungan BTN Felas

Fulfill Needs With BTN Felas

Deposits in foreign currencies, namely USD, SGD, AUD, JPY, and CNY

Tabungan BTN Felas

Manage your finances with foreign currency investments, transactions and savings

feature 1

Available at Foreign Exchange

Deposits and withdrawals can be made through all BTN foreign exchange branch offices

Btn Mobile 3

Available Offline and Online

Account opening can be done through BTN or online

E-Channel

Competitive Exchange Rates

The available currencies are US Dollars and Singapore Dollars with competitive exchange rates

spekta

Attractive Deposit Interest

Offer interest rates starting from 0.10% according to the specified balance strata

feature 1

Available at Foreign Exchange

Deposits and withdrawals can be made through all BTN foreign exchange branch offices

Btn Mobile 3

Available Offline and Online

Account opening can be done through BTN or online

E-Channel

Competitive Exchange Rates

The available currencies are US Dollars and Singapore Dollars with competitive exchange rates

spekta

Attractive Deposit Interest

Offer interest rates starting from 0.10% according to the specified balance strata

Savings Interest Rate

Pembukaan Rekening



Tingkat Saldo (USD) Suku Bunga
< 1.000 USD 0,00%
1.000 USD s.d < 10.000 USD 0,15%
10.000 USD s.d. < 100.000 USD 0,35%
≥ 100.000 USD 0,50%
Tingkat Saldo (SGD) Suku Bunga
Seluruh strata saldo 0,10%
Tingkat Saldo (AUD / CNY) Suku Bunga
Seluruh strata saldo 0,05%
Tingkat Saldo (JPY) Suku Bunga
Seluruh strata saldo 0,00%
Tingkat Saldo (USD) Suku Bunga
< 1.000 USD 0,00%
1.000 USD s.d < 10.000 USD 0,15%
10.000 USD s.d. < 100.000 USD 0,35%
≥ 100.000 USD 0,50%

Biaya Setoran



Jenis Biaya USD SGD AUD JPY CNY
Setoran awal 100 USD 100 SGD 100 AUD 10.000 JPY 500 CNY
Setoran lanjutan minimal 1 USD 1 SGD 1 AUD 100 JPY 5 CNY
Saldo minimal ditahan* 5 USD 5 SGD 5 AUD 500 JPY 20 CNY

*Berlaku mulai 1 Oktober 2025
Jenis Biaya USD
Setoran awal 10 USD
Setoran lanjutan minimal 1 USD
Saldo minimal ditahan* –

*Berlaku mulai 1 Oktober 2025

Biaya Layanan



Jenis Biaya USD SGD AUD JPY CNY
Biaya administrasi 1 USD 1 SGD 1 AUD 100 JPY 5 CNY
Biaya penggantian buku tabungan hilang/rusak 2 USD 2 SGD 2 AUD 100 JPY 10 CNY
Denda saldo di bawah minimal 1 USD (apabila saldo rata-rata bulanan di bawah USD 5) 1 SGD (apabila saldo rata-rata bulanan di bawah SGD 5) 1 AUD (apabila saldo rata-rata bulanan di bawah AUD 5) 100 JPY (apabila saldo rata-rata bulanan di bawah JPY 500) 5 CNY (apabila saldo rata-rata bulanan di bawah CNY 20)
Hari Dormant 180 Hari 180 Hari 180 Hari 180 Hari 180 Hari
Biaya rekening dormant (pasif) 1 USD 1 SGD 1 AUD 100 JPY 5 CNY
Biaya penutupan rekening 5 USD 5 SGD 5 AUD 500 JPY 20 CNY
Penutupan otomatis 365 hari sejak saldo 0 365 hari sejak saldo 0 365 hari sejak saldo 0 365 hari sejak saldo 0 365 hari sejak saldo 0

Berlaku mulai: 1 Oktober 2025
Lihat Biaya Layanan Lainnya
Jenis Biaya USD
Biaya administrasi Bebas Biaya
Biaya penggantian buku tabungan hilang/rusak 2 USD
Denda saldo di bawah minimal Bebas Biaya
Hari dormant 180 Hari
Biaya rekening dormant (pasif) 1 USD
Biaya penutupan rekening Bebas Biaya
Penutupan otomatis 365 hari sejak saldo 0
Lihat Biaya Layanan Lainnya

Biaya Layanan



Mata Uang Keterangan Biaya Nasabah Perorangan Umum Nasabah BTN Prospera Nasabah BTN Prioritas
USD Biaya Harian :
≤ USD 50.000/hari
> USD 50.000/hari
Bebas Biaya
0,5% dari kelebihan batas bebas biaya
Bebas Biaya
0,35% dari kelebihan batas bebas biaya
Bebas Biaya
0,25% dari kelebihan batas bebas biaya
Biaya Bad Bank Notes 0,2% 0,2% 0,2%
Biaya Small Denomination 0,2% 0,2% 0,2%
SGD Biaya Harian :
≤ SGD 50.000/hari
> SGD 50.000/hari
Bebas Biaya
0,5% dari kelebihan batas bebas biaya
Bebas Biaya
0,35% dari kelebihan batas bebas biaya
Bebas Biaya
0,25% dari kelebihan batas bebas biaya
Biaya Bad Bank Notes 0,2% 0,2% 0,2%
Biaya Small Denomination 0,2% 0,2% 0,2%
AUD Biaya Harian :
≤ AUD 50.000/hari
> AUD 50.000/hari
Bebas Biaya
0,5% dari kelebihan batas bebas biaya
Bebas Biaya
0,35% dari kelebihan batas bebas biaya
Bebas Biaya
0,25% dari kelebihan batas bebas biaya
Biaya Bad Bank Notes 0,2% 0,2% 0,2%
Biaya Small Denomination 0,2% 0,2% 0,2%
JPY Biaya Harian :
≤ JPY 7.500.000/hari
> JPY 7.500.000/hari
Bebas Biaya
0,5% dari kelebihan batas bebas biaya
Bebas Biaya
0,35% dari kelebihan batas bebas biaya
Bebas Biaya
0,25% dari kelebihan batas bebas biaya
Biaya Bad Bank Notes 0,2% 0,2% 0,2%
Biaya Small Denomination 0,2% 0,2% 0,2%
CNY Biaya Harian :
≤ CNY 350.000/hari
> CNY 350.000/hari
Bebas Biaya 0,5% dari kelebihan batas bebas biaya Bebas Biaya 0,35% dari kelebihan batas bebas biaya Bebas Biaya 0,25% dari kelebihan batas bebas biaya
Biaya Bad Bank Notes 0,2% 0,2% 0,2%
Biaya Small Denomination 0,2% 0,2% 0,2%

Biaya di atas berlaku untuk penarikan tunai dalam valuta yang sama dengan rekening sumber penarikan

Biaya di atas berlaku untuk transaksi per nasabah
Lihat Biaya Layanan Lainnya
Mata Uang Keterangan Biaya Nasabah Perorangan Umum Nasabah BTN Prospera Nasabah BTN Prioritas
USD Biaya Harian :
≤ USD 5.000/hari
> USD 5.000/hari
Bebas Biaya
0,5% dari kelebihan batas bebas biaya
Bebas Biaya
0,35% dari kelebihan batas bebas biaya
Bebas Biaya
0,25% dari kelebihan batas bebas biaya
Biaya Bulan :
≤ USD 25.000/bulan
> USD 25.000/bulan
Bebas Biaya
0,5% dari kelebihan batas bebas biaya
Bebas Biaya
0,35% dari kelebihan batas bebas biaya
Bebas Biaya
0,25% dari kelebihan batas bebas biaya
Biaya Nomor Seri Bank Notes Berurutan 0,2% 0,2% 0,2%
SGD Biaya Harian :
≤ USD 5.000/hari
> USD 5.000/hari
Bebas Biaya
0,5% dari kelebihan batas bebas biaya
Bebas Biaya
0,35% dari kelebihan batas bebas biaya
Bebas Biaya
0,25% dari kelebihan batas bebas biaya
Biaya Bulanan :
≤ USD 25.000/bulan
> USD 25.000/bulan
Bebas Biaya
0,5% dari kelebihan batas bebas biaya
Bebas Biaya
0,35% dari kelebihan batas bebas biaya
Bebas Biaya
0,25% dari kelebihan batas bebas biaya
Biaya Nomor Seri Bank Notes Berurutan 0,2% 0,2% 0,2%
AUD Biaya Harian :
≤ AUD 5.000/hari
> AUD 5.000/hari
Bebas Biaya
0,5% dari kelebihan batas bebas biaya
Bebas Biaya
0,35% dari kelebihan batas bebas biaya
Bebas Biaya
0,25% dari kelebihan batas bebas biaya
Biaya Bulanan :
≤ AUD 25.000/bulan
> AUD 25.000/bulan
Bebas Biaya
0,5% dari kelebihan batas bebas biaya
Bebas Biaya
0,35% dari kelebihan batas bebas biaya
Bebas Biaya
0,25% dari kelebihan batas bebas biaya
Biaya Nomor Seri Bank Notes Berurutan 0,2% 0,2% 0,2%
JPY Biaya Harian
≤ JPY 750.000/hari
> JPY 750.000/hari
Bebas Biaya
0,5% dari kelebihan batas bebas biaya
Bebas Biaya
0,35% dari kelebihan batas bebas biaya
Bebas Biaya
0,25% dari kelebihan batas bebas biaya
Biaya Bulanan :
≤ JPY 3.500.000/bulan
> JPY 3.500.000/bulan
Bebas Biaya
0,5% dari kelebihan batas bebas biaya
Bebas Biaya
0,35% dari kelebihan batas bebas biaya
Bebas Biaya
0,25% dari kelebihan batas bebas biaya
Biaya Nomor Seri Bank Notes Berurutan 0,2% 0,2% 0,2%
CNY Biaya Harian :
≤ CNY 35.000/hari
> CNY 35.000/hari
Bebas Biaya
0,5% dari kelebihan batas bebas biaya
Bebas Biaya
0,35% dari kelebihan batas bebas biaya
Bebas Biaya
0,25% dari kelebihan batas bebas biaya
Biaya Bulanan :
≤ CNY 200.000/bulan
> CNY 200.000/bulan
Bebas Biaya
0,5% dari kelebihan batas bebas biaya
Bebas Biaya
0,35% dari kelebihan batas bebas biaya
Bebas Biaya
0,25% dari kelebihan batas bebas biaya
Biaya Nomor Seri Bank Notes Berurutan 0,2% 0,2% 0,2%

Biaya di atas berlaku untuk penarikan tunai dalam valuta yang sama dengan rekening sumber penarikan

Biaya di atas berlaku untuk transaksi per nasabah
Lihat Biaya Layanan Lainnya

Term & Condition

via BTN Branch Offices (Offline)

  • Accounts can be valid for Indonesian Citizens (WNI) and Foreign Citizens (WNA)

  • Customers are required to have Tabungan BTN Batara as the main account

  • The source of funds and disbursement can be from Tabungan BTN Batara, Tabungan BTN Felas, or Giro Perorangan in the same account

  • Customers can open an account and are fully responsible for all obligations of the account

  • Fill out and sign the account opening form

  • It is mandatory to attach the required documents

  • The account is declared active and can be used after being approved and activated by the Bank in accordance with applicable regulations

via balé by BTN (Online)

  • The account can be valid for both Indonesian Citizens (WNI) and Foreign Citizens (WNA)

  • Customers are required to have Tabungan BTN Batara as the main account and have activated balĂ© by BTN

  • The source of funds and disbursement can come from Tabungan BTN Batara, Tabungan BTN Felas, or Giro Perorangan in the same account

  • Customers can open an Account and are fully responsible for all obligations of the Account

  • The account is declared active and can be used after being approved and activated by the Bank in accordance with applicable provisions

How To Register

via BTN Branch Office (Offline)

  • 1

    Prepare Documents and Funds

    The customer can fill out the documents and prepare the required documents and an initial deposit of 100 USD/100 SGD

  • 2

    Visit the BTN Branch Office

    The customer can visit the nearest BTN Foreign Exchange Branch Office to process the account

  • 3

    Visit the Customer Service

    The customer can apply to open Tabungan BTN Felas to customer service

  • 4

    Fill Out the Form

    The customer fills out the provided form and submits the required documents

  • 5

    Follow the Procedure

    The customer can follow the procedures directed by customer service

  • 6

    Account Activation Successful

    Tabungan BTN Felas can be used effectively for your transactions

via balé by BTN (Online)

  • 1

    Prepare Documents and Funds

    The customer can fill out the documents and prepare the required documents and an initial deposit of 100 USD/100 SG

  • 2

    Choose Savings Type

    Customers choose Tabungan BTN Felas Online

  • 3

    Choose Fund Source Account

    Customers choose the account that will be used as the source of initial deposit funds

  • 4

    Enter the Initial Deposit Amount

    Customers fill out the desired initial deposit amount with a minimum of 10 USD. Then, click Next and enter MPIN

  • 5

    Account Activation Successful

    Tabungan BTN Felas Online can be used effectively for your transactions

Find Answers To Your Questions

What are the foreign currencies available in Tabungan BTN Felas?

Tabungan BTN Felas is available in 5 foreign currencies, including the US Dollar, Singapore Dollar, Australian Dollar, Japanese Yen, and Chinese Yuan.

Can foreigners apply for Tabungan BTN Felas?

Yes, foreigners can open Tabungan BTN Felas. Tabungan BTN Felas is available for both Indonesian and foreigners who fulfill the requirements to open a savings account at BTN.

What are the documents required to open Tabungan BTN Felas?

The required documents are a photocopy of the ID card and NPWP for Indonesian Citizens, also a photocopy of Passport and KITAS/KITAP for Foreign Citizens.

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