KRING BTN

Fulfill Various Needs with Kredit Ringan BTN

Multipurpose financing facility to fulfill various needs by using Employee Certificate

KRING BTN

Credit is given to Civil Servants, BUMN/BUMD, Military/Police, and private employees for multipurpose purposes using only the Employee Certificate

Light Installments

Has a minimum installment interest rate

Maximum Period

The period provided follows the provisions

Credit Facility up to IDR 500,000,000

Khusus untuk Pegawai ASN, BUMN/BUMN, TNI/POLRI

Credit Facility up to IDR 100,000,000

Khusus untuk Pegawai Swasta

Light Installments

Has a minimum installment interest rate

Maximum Period

The period provided follows the provisions

Credit Facility up to IDR 500,000,000

Khusus untuk Pegawai ASN, BUMN/BUMN, TNI/POLRI

Credit Facility up to IDR 100,000,000

Khusus untuk Pegawai Swasta

Interest Rate

Fixed rate 5% selama 5 tahun pertama, dilanjut dengan kenaikan berjenjang (floating rate) 2% per tahun

Biaya Provisi	0.20% dari plafon kredit
Biaya Proses	0.25% dari plafon kredit
Biaya Administrasi	Rp500.000

Terms & Conditions

Indonesian Citizens must be at least 21 years old or married;
For Civil Servants, BUMN BUMD, Military/Police has worked for at least 1 year, and for Private Employees have worked for at least 2 years
Fixed Income
The company/agency has cooperation with BTN
Other matters following the applicable provisions of BTN

How to Register

1

Fill Out the Form

Debtors can fill out and submit the Credit Application Form and the required documents
2

Credit Application

Applicant can apply for credit to the nearest BTN Bank
3

Credit Analysis

After applying for a credit, BTN will conduct a credit analysis following the provisions
4

Credit Activation Successful

Credit realization for KRING BTN can be used effectively

Find Answers to Your Questions

What is KRING BTN?

KRING BTN is a loan provided to employees of Civil Servants, BUMN/BUMD, Military/Police, and private employees for multipurpose purposes using only the Employee Certificate.

What is the interest rate offered by KRING BTN?

KRING BTN offers attractive and competitive interest rates

What are the terms and conditions that apply to KRING BTN?

The terms and conditions of KRING BTN apply to employees of Civil Servants, BUMN/BUMD, Military/Police who have worked for at least 1 year or private employees who have worked for at least 2 years.