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150286 1500286 +62 87771500286 @bankbtn @Facebook @btn @btn @bankbtn PT Bank Tabungan Negara

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About BTN
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Tabungan BTN Siap

A Solution to Achieve Your Plans

Plan all your dreams with Tabungan BTN Siap

Tabungan BTN Siap

Term savings with free insurance benefits, where customers routinely make mandatory monthly deposits in order to prepare funds for any plans in the future

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Free Insurance Protection

Customers automatically get personal accident insurance protection with free premium fees

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Autodebit facility

Regular monthly deposits with automatic debit from the main account

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Have >1 Accounts

Customers can have more than 1 account ready! linked to the main account (fund source)

open account

Available Offline and Online

Account opening can be done through BTN or online

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Flexible Term

Free to determine the term starting from 12 months and monthly deposits starting from IDR 100,000

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E-Statement

Customers will get transaction details via e-statement which will be sent to the customer's email every month

transaksi

Free Insurance Protection

Customers automatically get personal accident insurance protection with free premium fees

icon-autodebet

Autodebit facility

Regular monthly deposits with automatic debit from the main account

echannel

Have >1 Accounts

Customers can have more than 1 account ready! linked to the main account (fund source)

open account

Available Offline and Online

Account opening can be done through BTN or online

icon-detail

Flexible Term

Free to determine the term starting from 12 months and monthly deposits starting from IDR 100,000

poin

E-Statement

Customers will get transaction details via e-statement which will be sent to the customer's email every month

Savings Interest Rate

  • Interest Rate

    ⓘ The fee that the borrower pays to a lender in a certain period.

  • Deposit Fee

    ⓘ Fees charged by the bank to customers related to the deposit of funds.

  • Services Fee

    ⓘ Fees that customers pay for certain services provided by the bank
Balance Strata Interest Rate
<IDR 1.000.000,- to IDR 10.000.000,- 1,00%
>IDR 10.000.000,- to IDR 25.000.000,- 1,15%
>IDR 25.000.000,- to IDR 50.000.000,- 1,25%
>IDR 50.000.000,- to IDR 100.000.000,- 1,35%
>IDR 100.000.000,- to IDR 250.000.000,- 1,50%
>IDR 250.000.000,- 2,00%
Fee Type Notes
Saving period 1 to 15 tahun
Minimum monthly deposit IDR 50,000
Has a parent BTN Savings account as monthly fund source Batara/Batara TNI/Batara Payroll/Batara Payroll Solusi/e'Batarapos/e'Batarapos TNI/Bisnis/Batara Online/Batara Taspen/Batara Asabri/Batara Pendidik/Batara KPR Mass/Batara Dana Pensiun/Batara Tanpa Bunga/Juara/Juara Program/Juara KIP-Kuliah/Bisnis Mikro
Fee Type Fee
Administration Fee Free
Insurance premium Fee Free
Failed auto debit Fee Free
Penalty for account closure before maturity or failed auto debit 3x 1% of the final balance or a minimum of IDR 100,000

Term and Condition

via BTN Branch Office (Offline)

  • Accounts can be valid for Indonesian Citizens (WNI) and Foreign Citizens (WNA)

  • The minimum age of the customer at the time of opening the Savings Account is 17 years old, and the maximum is 64 years old

  • Customers are required to have Tabungan BTN Batara as the parent account

  • Funds can be sourced from Tabungan BTN Batara, Tabungan BTN Bisnis, and Tabungan BTN e’BATARAPOS in the same account

  • Customers can open an account and are fully responsible for all obligations of the account

  • Fill out and sign the account opening form

  • It is mandatory to attach the required documents

  • The account is declared active and can be used after being approved and activated by the Bank following applicable regulations

via balé by BTN (Online)

  • The account is valid for both Indonesian Citizens (WNI) and Foreign Citizens (WNA)

  • The minimum age of the customer at the time of opening the Savings Account is 17 years old, and the maximum is 64 years old

  • Customers are required to have Tabungan BTN Batara as the parent account and have activated BTN Mobile

  • Funds can be sourced from Tabungan BTN Batara, Tabungan BTN Bisnis, and Tabungan BTN e'BATARAPOS in the same account

  • Customers can open an account and are fully responsible for all obligations of the account

  • The account is declared active and can be used after being approved and activated by the Bank following applicable regulations

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Get More Info

How to Register

  • 1

    Have a BTN Savings Account

    The customer already has a BTN Savings Account as a source of monthly funds for Batara/Batara TNI/Batara Payroll/Batara Payroll Solusi/Batara e'Batarapos/Batara e'Bataraepos TNI/BTN Bisnis

  • 2

    Prepare Documents and Funds

    Customers can prepare complete documents and the first deposit of IDR 5,000,000

  • 3

    Visit the BTN Branch Office

    Customers can visit the nearest BTN Branch Office according to the specified area

  • 4

    Visit the Customer Service

    Customers can apply for Tabungan BTN Investa account opening to customer service

  • 5

    Fill Out the Form

    Customers fill out the provided form and submit the required documents

  • 6

    Follow the Procedure

    Customers can follow the procedures directed by customer service

  • 7

    Open through E-Channel

    Open an account through balé by BTN on the account opening menu

  • 8

    Account Activation Successful

    Your Tabungan BTN Investa can be used effectively for your transactions

  • 1

    Login to balé by BTN Account

    Customers login to their balé by BTN account

  • 2

    Choose Savings Type

    Customers choose Tabungan BTN Siap

  • 3

    Choose Fund Source Account

    Customers choose the account that will be used as the source of initial deposit funds

  • 4

    Enter the Initial Deposit Amount

    Customers fill in the desired initial deposit nominal with a minimum of IDR 5,000,000. Then, click Next and enter MPIN

  • 5

    Account Activation Successful

    Your Tabungan BTN Siap can be used effectively for your transactions

Find Answers to Your Questions

What are the requirements for opening Tabungan BTN Siap?
The requirements for opening Tabungan BTN Siap are as follows:
- Have an active parent savings account
- Fill out the complete savings opening form
The minimum age for Tabungan BTN Siap is 17 years old, and the maximum age is 64 years old
- ID Card/ NPWP
- The minimum installment is IDR 100,000, and the minimum period is 12 months.

How much is the monthly administration fee for Tabungan BTN Siap?

There is no administration fee for Tabungan BTN Siap.

How much is the penalty fee if the Tabungan BTN Siap is closed before maturity?
If Tabungan BTN Siap is closed before maturity, the penalty fee is 1% of the savings balance or a minimum of IDR 100,000 (one hundred thousand rupiah).

Can one parent account have more than one Tabungan BTN Siap?
Yes, a parent account can have more than one Tabungan BTN Siap, but one Tabungan BTN Siap can only be linked to one parent savings account.

What parent accounts can be linked to Tabungan BTN Siap?

The parent accounts that can be linked to Tabungan BTN Siap are:
- Tabungan BTN Batara
- Tabungan BTN Batara TNI
- Tabungan BTN Batara Payroll
- Tabungan BTN Batara Payroll Solusi
- Tabungan BTN e'BATARAPOS
- Tabungan BTN e'BATARAPOS TNI
- Tabungan BTN Bisnis
- Tabungan BTN Juara

Where can I open Tabungan BTN Siap?
Opening Tabungan BTN Siap can be done at a BTN Branch Office or balé by BTN.

What are the benefits of opening Tabungan BTN Siap?
Tabungan BTN Siap is a term savings product with benefits in the form of free personal accident insurance features for customers, where the Bank will pay the insurance premium until the account matures.

What is the amount of insurance coverage from the personal accident feature of Tabungan BTN Siap?
The amount of insurance coverage can be received by the customer in the first year, with an amount equal to 2x (two times) of the target savings in Tabungan BTN Siap, for example, the following simulation:
Customer A opens Tabungan BTN Siap with a monthly installment of IDR 100,000 for 12 months.
The calculation of the Sum Assured is as follows:
- Monthly Routine Deposit: IDR 100,000
- Saving Target: IDR 100,000 x 12 months = IDR 1,200,000
- Sum Assured obtained = 2 x IDR 1,200,000= IDR 2,400,000

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